How to connect Wise MCP with ChatGPT Work

Connect ChatGPT Work to Wise MCP. Get live eur to usd quotes, list balances for your business profile, and more using natural language, with authentication handled for you.

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Wise is an international money transfer and multi-currency account service for individuals and businesses. It provides low-cost, multi-currency balances and real exchange rates for faster, cheaper transfers.

9 Tools

How to connect Wise MCP with ChatGPT Work

ChatGPT Work is an agent inside ChatGPT built for your most ambitious work. It takes action across your apps and files, stays with a project for hours, and turns a goal into finished materials like sheets, slides, and docs - not just answers.

In this guide, I will explain the easiest and most secure way to connect your Wise account to ChatGPT Work via Composio Connect, so it can check balances, get currency quotes, create transfers, manage recipients, and view account details through natural language commands without ever putting your account credentials at risk.

Also integrate Wise with

Why use Composio over default connectors?

  • Apps with read and write access. Default connectors mostly can read your data. Composio's Wise integration lets ChatGPT Work take actions like creating drafts, sending updates, labeling records, and more.
  • 1,500+ SaaS toolkits out of the box. Composio gives you instant access to a vast catalog of pre-built connectors, from Gmail and Slack to Notion, Linear, and Salesforce.
  • One MCP server for every app. Connect any of your applications on demand through a single endpoint, rather than juggling a separate server for each app.
  • Smart, context-aware tool loading. Unlike traditional MCP servers that dump every available tool into the LLM context window, Composio searches for and loads only the tools relevant to the task at hand.
  • Cross-app automation. Chain actions across multiple apps in a single run - fetch a thread, summarize it in Notion, and post highlights to Slack without leaving the conversation.

Prerequisites

  • A ChatGPT account with access to ChatGPT Work (rolling out across Pro, Enterprise, Edu, Plus, and Business plans). We will use the ChatGPT desktop app, which is available on every plan.
  • Access to the Wise workspace you want to connect.
  • Composio MCP.

Note: Composio connects through OAuth. You will be asked to sign in and approve specific permissions. Review the permission screen carefully if you are using a work account.

Step-by-step: Connect Wise to ChatGPT Work

1. Open the MCP settings

In ChatGPT Work, go to Settings and open the Plugins section. Inside the Plugins page, click the MCP tab.

ChatGPT Work settings showing the Plugins page with the MCP tab selected

2. Add the server

Click Add server. In the Name field enter Composio, for Type select Streamable HTTP, and in the URL field paste the Composio MCP server URL:

bash
https://connect.composio.dev/mcp
ChatGPT Work Add server dialog with the name Composio, type Streamable HTTP, and the Composio MCP URL

Then click Save. The Composio server now appears in your MCP plugins list.

ChatGPT Work Plugins page showing the Composio MCP server added to the list

3. Authenticate

Click Authenticate, log in via Composio, and click Allow access to authorize ChatGPT Work to use your Composio account.

Composio login and Allow access screen for ChatGPT Work MCP setup

4. Start using Composio

That is it - Composio tools are now available in ChatGPT Work. Ask it to work with your Wise account and it will run the actions you authorize.

What you can do after connecting Wise

  • Get live EUR to USD quotes
  • List balances for your business profile
  • Create transfer to saved recipient now

Security + privacy notes (important)

  • Use least-privilege access: Only grant permissions you actually need.
  • Review OAuth permissions before approving: Make sure requested scopes match what you expect Composio and ChatGPT Work to do.
  • Keep write actions human-reviewed: For actions like sending messages, creating labels, or editing drafts, keep manual confirmation enabled.
  • Be careful with sensitive data: Avoid using this setup with highly sensitive information unless allowed by your personal, company, or client policies.
TOOLS

Supported Tools

Every Wise action and event your agent gets out of the box.

Create Quote

Create a transient Wise bank-transfer quote for a personal or business profile.

Get Exchange Rate

Get Wise's latest exchange rate for one source and target currency pair; this is an indicative rate, not a transfer quote.

Get Quote

Retrieve a Wise quote by profile and quote ID, including its current status, pricing, payment options, and expiration.

List Activities

List a Wise profile's account activity with optional status, resource-type, and time filters, one page at a time.

List Balances

List standard balances and savings jars for a Wise profile without creating, deleting, or moving funds between balances.

List Supported Currencies

List currencies Wise currently supports for transfers, including their ISO codes and decimal support.

List Profiles

List the connected Wise account's personal or business profiles and return the profile IDs required by profile-scoped tools.

List Recipients

List Wise recipients for a profile, optionally filtering by active status, ownership, currency, or account type.

List Transfers

List and filter existing Wise transfers for a profile, one page at a time; this tool cannot create, fund, or cancel transfers.

FRAMEWORKS

How to build Wise MCP Agent with another framework

FAQ

Frequently asked questions

With a standalone Wise MCP server, the agents and LLMs can only access a fixed set of Wise tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from Wise and many other apps based on the task at hand, all through a single MCP endpoint.

Yes, you can. ChatGPT Work fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right Wise tools.

Yes, absolutely. You can configure which Wise scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do.

All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your Wise data and credentials are handled as safely as possible.

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