Wise MCP server for AI agents and assistants

Securely connect your AI agents and chatbots (Claude, ChatGPT, Cursor, etc) with Wise MCP or direct API to check balances, get currency quotes, create transfers, and manage recipients through natural language.

Wise logoWise
Api Key

Wise is an international money transfer and multi-currency account service for individuals and businesses. It provides low-cost, multi-currency balances and real exchange rates for faster, cheaper transfers.

9 Tools

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Type what you want done — sign in and watch it run live in the Tool Router playground.

TOOL ROUTER PLAYGROUND
Wise
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TOOLS

Supported Tools

Every Wise action and event your agent gets out of the box.

Create Quote

Create a transient Wise bank-transfer quote for a personal or business profile.

Get Exchange Rate

Get Wise's latest exchange rate for one source and target currency pair; this is an indicative rate, not a transfer quote.

Get Quote

Retrieve a Wise quote by profile and quote ID, including its current status, pricing, payment options, and expiration.

List Activities

List a Wise profile's account activity with optional status, resource-type, and time filters, one page at a time.

List Balances

List standard balances and savings jars for a Wise profile without creating, deleting, or moving funds between balances.

List Supported Currencies

List currencies Wise currently supports for transfers, including their ISO codes and decimal support.

List Profiles

List the connected Wise account's personal or business profiles and return the profile IDs required by profile-scoped tools.

List Recipients

List Wise recipients for a profile, optionally filtering by active status, ownership, currency, or account type.

List Transfers

List and filter existing Wise transfers for a profile, one page at a time; this tool cannot create, fund, or cancel transfers.

SETUP GUIDE

Connect Wise MCP Tool with your Agent

1

Install Composio

typescript
npm install @composio/core ai @ai-sdk/mcp @ai-sdk/openai
Install the Composio SDK and your agent framework
2

Create a session with MCP enabled

typescript
import { Composio } from "@composio/core";

const composio = new Composio();
const { mcp } = await composio.create("your-user-id", {
  toolkits: ["wise"],
  mcp: true,
});
Create a session scoped to Wise and read its MCP URL and headers
3

Connect your agent to the MCP server

typescript
import { createMCPClient } from "@ai-sdk/mcp";
import { openai } from "@ai-sdk/openai";
import { generateText, stepCountIs } from "ai";

const client = await createMCPClient({
  transport: { type: "http", url: mcp.url, headers: mcp.headers },
});

const { text } = await generateText({
  model: openai("gpt-5.6-sol"),
  tools: await client.tools(),
  prompt: "List all balances for my Business profile",
  stopWhen: stepCountIs(10),
});

console.log(text);
await client.close();
Pass the session's MCP URL and headers to your agent and run a Wise request
SETUP GUIDE

Connect Wise API Tool with your Agent

1

Install Composio

typescript
npm install @composio/core @composio/openai openai
Install the Composio SDK, the OpenAI provider, and the OpenAI SDK
2

Create a Composio session

typescript
import OpenAI from "openai";
import { Composio } from "@composio/core";
import { OpenAIResponsesProvider } from "@composio/openai";

const composio = new Composio({ provider: new OpenAIResponsesProvider() });
const client = new OpenAI();

const session = await composio.create("your-user-id", { toolkits: ["wise"] });
const tools = await session.tools();
Initialize Composio with the OpenAI Responses provider and create a session scoped to Wise
3

Run Wise tools with your agent

typescript
let response = await client.responses.create({
  model: "gpt-5.6-sol",
  tools,
  input: [{ role: "user", content: "List all balances for my Business profile" }],
});

while (response.output.some((o) => o.type === "function_call")) {
  const outputs = await composio.provider.handleToolCalls(session, response.output);
  response = await client.responses.create({
    model: "gpt-5.6-sol",
    tools,
    previous_response_id: response.id,
    input: outputs,
  });
}

console.log(response.output_text);
Send a request, execute the Wise tool calls through the session, and print the final answer

Why Use Composio?

AI Native Wise Integration

  • Supports both Wise MCP and direct API based integrations
  • Structured, LLM-friendly schemas for reliable tool execution
  • Rich coverage for reading, writing, and querying your Wise data

Managed Auth

  • Built-in OAuth handling with automatic token refresh and rotation
  • Central place to manage, scope, and revoke Wise access
  • Per user and per environment credentials instead of hard-coded keys

Agent Optimized Design

  • Tools are tuned using real error and success rates to improve reliability over time
  • Comprehensive execution logs so you always know what ran, when, and on whose behalf

Enterprise Grade Security

  • Fine-grained RBAC so you control which agents and users can access Wise
  • Scoped, least privilege access to Wise resources
  • Full audit trail of agent actions to support review and compliance

Rolling this out across your team?

Give your team centralized access control across every framework with Composio’s MCP Gateway.

EXPLORE MCP GATEWAY
FAQ

Frequently asked questions

Yes, Wise requires you to configure your own API key credentials. Once set up, Composio handles secure credential storage and API request handling for you.

Yes! Composio's Tool Router enables agents to use multiple toolkits. Learn more.

Yes. Composio is SOC 2 Type II compliant and is built to keep your Wise connection and credentials secure. OAuth tokens and API keys are encrypted, and sensitive customer data is protected at rest and in transit.

Composio also undergoes independent security testing and continuously monitors its systems for security threats. You can review the latest reports and policies in the Composio Trust Center.

Composio maintains and updates all toolkit integrations automatically, so your agents always work with the latest API versions.

Create the key in your Wise account settings, then paste it once on Composio's connection page. Composio stores it encrypted and uses it only for the Wise actions your agent runs. Nobody else in your workspace can read it, and you can revoke it inside Wise at any time.

When you connect a Wise account through Composio, every action runs under that account, so anything the agent creates, sends, or changes shows up in Wise as done by you. Keep an approval step in your prompt for actions with side effects, such as sending or deleting, and have the agent draft first.

Whatever the credentials you connect allow inside Wise. If Wise lets you scope a key to specific permissions, create a scoped one so the agent can only do what you intend. You can revoke the key inside Wise at any time.

Yes. Composio supports multiple connected accounts for the same app, and that works in Claude, ChatGPT, or any other assistant you connect through Composio. Give each Wise connection a name such as work or personal, and the assistant uses the one you mention in the request. Each account keeps its own credentials and nothing is merged.

The connection stops working the moment Wise rejects the old key. Create a new key in Wise and reconnect the account from the Composio dashboard or by asking your agent to reconnect Wise. Nothing else changes.

Composio's free Hobby plan includes 100,000 tool calls per month with no credit card, which covers most personal Wise use. Paid plans add higher limits and team features. Your Wise plan and its API limits still apply as usual.

Built-in connectors usually give one AI access to a limited set of apps. Many people use Composio because it lets their AI connect to more apps than it normally supports, or connect to multiple accounts for the same app (e.g. connect Claude to multiple Wise accounts).

With Composio, you connect Wise once and then use it across different AI assistants without setting it up separately in each one. Connect your apps to Composio once, then connect Composio to whichever AI you use, whether that's Claude, ChatGPT, Hermes, or your own custom assistant.

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