Wise MCP for AI Agents

Securely connect your AI agents and chatbots (Claude, ChatGPT, Cursor, etc) with Wise MCP or direct API to check balances, get currency quotes, create transfers, and manage recipients through natural language.

Wise logoWise
Api Key

Wise is an international money transfer and multi-currency account service for individuals and businesses. It provides low-cost, multi-currency balances and real exchange rates for faster, cheaper transfers.

9 Tools

Try Wise now

Type what you want done — sign in and watch it run live in the Tool Router playground.

TOOL ROUTER PLAYGROUND
Wise
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TOOLS

Supported Tools

Every Wise action and event your agent gets out of the box.

Create Quote

Create a transient Wise bank-transfer quote for a personal or business profile.

Get Exchange Rate

Get Wise's latest exchange rate for one source and target currency pair; this is an indicative rate, not a transfer quote.

Get Quote

Retrieve a Wise quote by profile and quote ID, including its current status, pricing, payment options, and expiration.

List Activities

List a Wise profile's account activity with optional status, resource-type, and time filters, one page at a time.

List Balances

List standard balances and savings jars for a Wise profile without creating, deleting, or moving funds between balances.

List Supported Currencies

List currencies Wise currently supports for transfers, including their ISO codes and decimal support.

List Profiles

List the connected Wise account's personal or business profiles and return the profile IDs required by profile-scoped tools.

List Recipients

List Wise recipients for a profile, optionally filtering by active status, ownership, currency, or account type.

List Transfers

List and filter existing Wise transfers for a profile, one page at a time; this tool cannot create, fund, or cancel transfers.

SETUP GUIDE

Connect Wise MCP Tool with your Agent

1

Install Composio

typescript
npm install @composio/core ai @ai-sdk/openai @ai-sdk/mcp
Install the Composio SDK for Python or TypeScript
2

Initialize Client and Create Tool Router Session

typescript
import { Composio } from '@composio/core';

const composio = new Composio({ apiKey: 'your-api-key' });
const session = await composio.create('your-user-id');
console.log(`Tool Router session created: ${session.mcp.url}`);
Import and initialize the Composio client, then create a Tool Router session for Wise
3

Connect to AI Agent

typescript
import { openai } from '@ai-sdk/openai';
import { experimental_createMCPClient as createMCPClient } from '@ai-sdk/mcp';
import { generateText } from 'ai';

const client = await createMCPClient({
  transport: {
    type: 'http',
    url: session.mcp.url,
    headers: {
      'x-api-key': 'your-composio-api-key',
    },
  },
});

const tools = await client.tools();
const { text } = await generateText({
  model: openai('gpt-4o'),
  tools,
  messages: [{
    role: 'user',
    content: 'Get current EUR to USD quote and list business balances'
  }],
  maxSteps: 5,
});

console.log(`Agent: ${text}`);
Use the MCP server with your AI agent (Anthropic Claude or Mastra)
SETUP GUIDE

Connect Wise API Tool with your Agent

1

Install Composio

typescript
npm install @composio/openai
Install the Composio SDK
2

Initialize Composio and Create Tool Router Session

typescript
import OpenAI from 'openai';
import { Composio } from '@composio/core';
import { OpenAIResponsesProvider } from '@composio/openai';

const composio = new Composio({
  provider: new OpenAIResponsesProvider(),
});
const openai = new OpenAI({});
const session = await composio.create('your-user-id');
Import and initialize Composio client, then create a Tool Router session
3

Execute Wise Tools via Tool Router with Your Agent

typescript
const tools = session.tools;
const response = await openai.responses.create({
  model: 'gpt-4.1',
  tools: tools,
  input: [{
    role: 'user',
    content: 'List all balances for my Business profile'
  }],
});
const result = await composio.provider.handleToolCalls(
  'your-user-id',
  response.output
);
console.log(result);
Get tools from Tool Router session and execute Wise actions with your Agent

Why Use Composio?

AI Native Wise Integration

  • Supports both Wise MCP and direct API based integrations
  • Structured, LLM-friendly schemas for reliable tool execution
  • Rich coverage for reading, writing, and querying your Wise data

Managed Auth

  • Built-in OAuth handling with automatic token refresh and rotation
  • Central place to manage, scope, and revoke Wise access
  • Per user and per environment credentials instead of hard-coded keys

Agent Optimized Design

  • Tools are tuned using real error and success rates to improve reliability over time
  • Comprehensive execution logs so you always know what ran, when, and on whose behalf

Enterprise Grade Security

  • Fine-grained RBAC so you control which agents and users can access Wise
  • Scoped, least privilege access to Wise resources
  • Full audit trail of agent actions to support review and compliance
FRAMEWORKS

Use Wise with any AI Agent Framework

Choose a Framework you want to connect Wise with

FAQ

Frequently asked questions

Yes, Wise requires you to configure your own API key credentials. Once set up, Composio handles secure credential storage and API request handling for you.

Yes! Composio's Tool Router enables agents to use multiple toolkits. Learn more.

Composio is SOC 2 and ISO 27001 compliant with all data encrypted in transit and at rest. Learn more.

Composio maintains and updates all toolkit integrations automatically, so your agents always work with the latest API versions.

Start with Wise.It takes 30 seconds.

Managed auth, hosted MCP servers, and every Wise tool your agent needs.Free to start.

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