How to integrate Wise MCP with Atomic Agent

Connect Atomic Agent to Wise MCP. Get live eur to usd quotes, list balances for your business profile, and more using natural language, with authentication handled for you.

Wise logoWise
Api Key

Wise is an international money transfer and multi-currency account service for individuals and businesses. It provides low-cost, multi-currency balances and real exchange rates for faster, cheaper transfers.

9 Tools

Introduction

Atomic Agent is an open-source AI agent that runs on your machine and supports local models through llama.cpp. Connect it to 1,500+ apps through Composio, including Wise.

This guide uses Atomic Agent's built-in Composio integration. You need Atomic Agent v0.5.6 or later, your own Composio API key, and a Wise account. See the Atomic Agent documentation for installation instructions.

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How Atomic Agent connects to Wise

Atomic Agent connects to Composio's Tool Router over Streamable HTTP MCP. It discovers the tools needed for your request, and Composio handles account authentication.

Execution and account-connection tools follow Atomic Agent's configured approval policy. Review any approval prompt before allowing an action on your connected account.

Connect Wise to Atomic Agent

  1. Sign up or sign in to the Composio dashboard. Copy your API key.
  2. In Atomic Agent, open the Integrations tab and select Composio. Select API key, press e, paste the key, and press Enter. The tools become available immediately, without a restart.
  3. Ask Atomic Agent to do something in Wise. It searches Composio for the right tool.
  4. On first use, open the sign-in link returned in the chat. Connect your Wise account, then return to Atomic Agent to continue.

Headless setup

Add the following line to ~/.atomic-agent/.env, replacing YOUR_COMPOSIO_API_KEY with your key. Start Atomic Agent after saving the file.

bash
COMPOSIO_API_KEY=YOUR_COMPOSIO_API_KEY

What is the Wise MCP server, and what's possible with it?

The Wise MCP server is an implementation of the Model Context Protocol that connects your AI agent and assistants like Claude, Cursor, etc directly to your Wise account. It provides structured and secure access so your agent can perform Wise operations on your behalf.

Use Wise from Atomic Agent

With your account connected, ask Atomic Agent to work with Wise in natural language. You can connect more apps through the same Composio integration as you need them.

Visit the Atomic Agent website or inspect the Atomic Agent source code.

Troubleshooting

Why is my API key rejected?

Copy the key directly from the Composio dashboard. Atomic Agent requires ASCII characters because it sends the key in an HTTP header. Remove any extra characters introduced when copying.

Why are Composio tools unavailable after saving a key?

Check that you use Atomic Agent v0.5.6 or later and that Composio is enabled in your configuration. A "composio": { "enabled": false } setting disables the integration while keeping the saved key on disk.

Does Composio have a free plan?

The Hobby plan includes 100,000 tool calls per month. Composio-managed OAuth apps have a lower included allowance. See Composio pricing for the current limits that apply to your connection.

TOOLS

Supported Tools

Every Wise action and event your agent gets out of the box.

Create Quote

Create a transient Wise bank-transfer quote for a personal or business profile.

Get Exchange Rate

Get Wise's latest exchange rate for one source and target currency pair; this is an indicative rate, not a transfer quote.

Get Quote

Retrieve a Wise quote by profile and quote ID, including its current status, pricing, payment options, and expiration.

List Activities

List a Wise profile's account activity with optional status, resource-type, and time filters, one page at a time.

List Balances

List standard balances and savings jars for a Wise profile without creating, deleting, or moving funds between balances.

List Supported Currencies

List currencies Wise currently supports for transfers, including their ISO codes and decimal support.

List Profiles

List the connected Wise account's personal or business profiles and return the profile IDs required by profile-scoped tools.

List Recipients

List Wise recipients for a profile, optionally filtering by active status, ownership, currency, or account type.

List Transfers

List and filter existing Wise transfers for a profile, one page at a time; this tool cannot create, fund, or cancel transfers.

FAQ

Frequently asked questions

With a standalone Wise MCP server, the agents and LLMs can only access a fixed set of Wise tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from Wise and many other apps based on the task at hand, all through a single MCP endpoint.

Yes, you can. Atomic Agent fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right Wise tools.

Yes, absolutely. You can configure which Wise scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do.

All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your Wise data and credentials are handled as safely as possible.

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