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How to connect GoCardless MCP to Claude Cowork

Connect Claude Cowork to GoCardless MCP. List recent failed gocardless payments, create a new customer mandate, and more using natural language, with authentication handled for you.

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GoCardless is a bank payment platform for Direct Debit, recurring billing, and account-to-account payments. Use it to collect payments, manage mandates, and reduce failed-card churn.

24 Tools

Introduction

Cowork is Anthropic's AI agent for knowledge work. Think of it as Claude Code for everything else. It works autonomously with your computer, local files, and applications to accomplish complex tasks.

This guide walks you through the easiest and most secure way to connect your GoCardless account to Cowork via Composio Connect, enabling it to list recent failed GoCardless payments, create a new customer mandate, check yesterday's payout reconciliation status, and more such actions on your behalf without compromising your account security.

Also integrate GoCardless MCP with

ChatGPT Work

Connecting GoCardless to Claude Cowork

1. Open Customize

In Claude Desktop, click Customize in the left sidebar, then select Connectors and click the + icon at the top.

Claude Desktop connectors screen with Add custom connector selected

2. Add the Composio MCP server

Click Add custom connector and paste in the Composio MCP server URL:

bash
https://connect.composio.dev/mcp
Add custom connector dialog with Composio MCP server URL

3. Authorize in your browser

Click Connect. You'll be redirected to a browser window where you can authorize Composio to continue.

Composio authorization screen for Claude Cowork

4. Connect your GoCardless account

Back in Cowork, ask the agent to connect to GoCardless or give it any GoCardless-related task.

For example, ask Cowork to:

  • "List recent failed GoCardless payments"
  • "Create a new customer mandate"
  • "Check yesterday's payout reconciliation status"

It will prompt you to authenticate and authorize access.

That's it. Composio's tools are now available in Cowork, and your GoCardless account is ready to use.

What is Claude Cowork?

Claude Cowork is Anthropic's agent for general knowledge work. It can use your computer, files, and connected applications to complete longer-running tasks across your work tools.

With Composio Connect, Cowork can securely access apps like GoCardless through MCP without you sharing account credentials directly with the agent.

What is the GoCardless MCP server, and what's possible with it?

The GoCardless MCP server is an implementation of the Model Context Protocol that connects your AI agent and assistants like Claude, Cursor, etc directly to your GoCardless account. It provides structured and secure access so your agent can perform GoCardless operations on your behalf.

TOOLS

Supported Tools

Every GoCardless MCP action and event your agent gets out of the box.

Cancel mandate

Cancel a mandate.

Cancel payment

Cancel a payment before it is submitted to the bank.

Create payment

Create a one-off payment against an existing mandate.

Create payment link

Create a Billing Request — a single-use GoCardless-hosted authorisation link for one payer.

Create payment template link

Create a reusable Billing Request Template — a permanent shareable link that creates a new customer session each time it is visited.

Create refund

Refund all or part of a previously-collected payment back to the payer's bank account.

Create subscription

Create a recurring subscription against a mandate.

Get customer

Retrieve a single customer by ID.

Get environment

Returns the current GoCardless environment (sandbox or live) and step-by-step instructions for switching.

Get mandate

Retrieve a single mandate (Direct Debit authorisation) by ID.

Get payment

Retrieve a single payment by ID.

Get payout

Retrieve a single payout (settlement to your bank account) by ID.

Get refund

Retrieve a single refund by ID.

Get subscription

Retrieve a single subscription (recurring payment schedule) by ID.

Integrate with gocardless

Returns an overview of GoCardless integration options for collecting one-off and recurring bank payments.

List customers

List customers, optionally filtered by creation date.

List events

Audit log of state changes across all resources (e.

List mandates

Search or filter mandates (Direct Debit authorisations) by status, customer, or scheme.

List payments

Search, filter, or count payments by status, customer, mandate, subscription, currency, or date range.

List payouts

Search or filter payouts (settlements to your bank account) by status, currency, or date range.

List refunds

Search or filter refunds by payment, mandate, or date range.

List subscriptions

Search or filter subscriptions (recurring payment schedules) by status, customer, or mandate.

Read gocardless resource

Serves GoCardless API documentation, how-to guides, and code samples — not live account data.

Submit feedback

Submit a rating (1–5) of how helpful this MCP session was.

FRAMEWORKS

How to build GoCardless MCP Agent with another framework

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ChatGPT Work

Use GoCardless MCP with ChatGPT Work

FAQ

Frequently asked questions

With a standalone GoCardless MCP server, the agents and LLMs can only access a fixed set of GoCardless tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from GoCardless and many other apps based on the task at hand, all through a single MCP endpoint.

Yes, you can. Claude Cowork fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right GoCardless tools.

Yes, absolutely. You can configure which GoCardless scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do.

All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your GoCardless data and credentials are handled as safely as possible.

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