How to integrate Flutterwave MCP with Atomic Agent

Connect Atomic Agent to Flutterwave MCP. Create a payment link for a new order, generate virtual account numbers for customers, and more using natural language, with authentication handled for you.

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Api Key

Flutterwave is a global payments platform enabling businesses to accept and send payments across Africa and beyond. Its robust APIs simplify cross-border transactions and financial operations.

53 Tools

Introduction

Atomic Agent is an open-source AI agent that runs on your machine and supports local models through llama.cpp. Connect it to 1,500+ apps through Composio, including Flutterwave.

This guide uses Atomic Agent's built-in Composio integration. You need Atomic Agent v0.5.6 or later, your own Composio API key, and a Flutterwave account. See the Atomic Agent documentation for installation instructions.

Also integrate Flutterwave with

How Atomic Agent connects to Flutterwave

Atomic Agent connects to Composio's Tool Router over Streamable HTTP MCP. It discovers the tools needed for your request, and Composio handles account authentication.

Execution and account-connection tools follow Atomic Agent's configured approval policy. Review any approval prompt before allowing an action on your connected account.

Connect Flutterwave to Atomic Agent

  1. Sign up or sign in to the Composio dashboard. Copy your API key.
  2. In Atomic Agent, open the Integrations tab and select Composio. Select API key, press e, paste the key, and press Enter. The tools become available immediately, without a restart.
  3. Ask Atomic Agent to do something in Flutterwave. It searches Composio for the right tool.
  4. On first use, open the sign-in link returned in the chat. Connect your Flutterwave account, then return to Atomic Agent to continue.

Headless setup

Add the following line to ~/.atomic-agent/.env, replacing YOUR_COMPOSIO_API_KEY with your key. Start Atomic Agent after saving the file.

bash
COMPOSIO_API_KEY=YOUR_COMPOSIO_API_KEY

What is the Flutterwave MCP server, and what's possible with it?

The Flutterwave MCP server is an implementation of the Model Context Protocol that connects your AI agent and assistants like Claude, Cursor, etc directly to your Flutterwave account. It provides structured and secure access to your payment infrastructure, so your agent can perform actions like creating payment links, managing beneficiaries, setting up virtual accounts, and handling subaccounts on your behalf.

  • Instant payment link creation: Let your agent generate hosted payment URLs for one-time or recurring transactions, making it easy to collect payments from customers.
  • Beneficiary management: Add, fetch, or remove transfer beneficiaries directly through your agent, streamlining the process of managing who receives your payouts.
  • Virtual account generation: Automatically create single or bulk virtual bank accounts for customers, enabling seamless and trackable bank transfers.
  • Subaccount setup and retrieval: Have your agent create, configure, or fetch subaccounts to manage split payments and disbursements for complex business needs.
  • Payment link control: Disable active payment links when necessary to prevent further transactions, ensuring you stay in control of your payment flows.

Use Flutterwave from Atomic Agent

With your account connected, ask Atomic Agent to work with Flutterwave in natural language. You can connect more apps through the same Composio integration as you need them.

Visit the Atomic Agent website or inspect the Atomic Agent source code.

Troubleshooting

Why is my API key rejected?

Copy the key directly from the Composio dashboard. Atomic Agent requires ASCII characters because it sends the key in an HTTP header. Remove any extra characters introduced when copying.

Why are Composio tools unavailable after saving a key?

Check that you use Atomic Agent v0.5.6 or later and that Composio is enabled in your configuration. A "composio": { "enabled": false } setting disables the integration while keeping the saved key on disk.

Does Composio have a free plan?

The Hobby plan includes 100,000 tool calls per month. Composio-managed OAuth apps have a lower included allowance. See Composio pricing for the current limits that apply to your connection.

TOOLS

Supported Tools

Every Flutterwave action and event your agent gets out of the box.

Cancel Payment Plan

Tool to cancel a payment plan.

Create Beneficiary

Tool to create a new transfer beneficiary.

Create Bulk Tokenized Charge

Tool to create a bulk tokenized charge batch for charging multiple previously tokenized cards.

Create Bulk Virtual Account Numbers

Tool to create multiple virtual account numbers.

Create Payment Link

Tool to create a hosted payment link.

Create Payment Plan

Tool to create a new payment plan.

Create Refund

Tool to create a refund for a transaction.

Create Subaccount

Tool to create a new subaccount.

Create Virtual Account

Tool to create a new virtual account number.

Delete Beneficiary

Tool to delete a beneficiary by ID.

Delete Subaccount

Tool to delete a subaccount by ID.

Disable Payment Link

Tool to disable a Flutterwave payment link.

Fetch Beneficiary

Tool to retrieve details of a specific beneficiary by ID.

Fetch Subaccount

Tool to retrieve details of a specific subaccount by ID.

Generate Transaction Reference

Tool to generate a unique transaction reference.

Get All Subscriptions

Tool to retrieve all subscriptions, including cancelled ones.

Retrieve all transactions

Tool to retrieve a list of all transactions with optional filters.

Get All Wallet Balances

Tool to retrieve all wallet balances across currencies.

Get Balances per Currency

Tool to retrieve wallet balance for a specific currency.

Get Bank Branches

Tool to retrieve branch codes for a specific bank.

Get Banks by Country

Tool to retrieve all banks in a specified country.

Get Bill Categories

Tool to retrieve available bill categories.

Get Bulk Tokenized Charge Status

Tool to retrieve the status of a bulk tokenized charge operation by ID.

Get Bulk Virtual Account

Tool to fetch bulk virtual account details using batch ID.

Get Multiple Refund Transactions

Tool to retrieve multiple refund transactions with optional filters.

Get Payment Plan

Tool to retrieve details of a specific payment plan by ID.

Get Payment Plans

Tool to retrieve a list of all payment plans.

Get Refund

Tool to retrieve details of a specific refund by ID.

Get Transaction

Tool to retrieve details of a specific transaction by ID.

Get Transaction Fee

Tool to retrieve the fee for a specific transaction.

Get Transfer Fee

Tool to retrieve the fee for initiating a transfer.

Get Transfer Rates

Tool to retrieve exchange rates for transfers between currencies.

Get Virtual Account Number

Tool to fetch details of a virtual account number by order reference.

Get Wallet Statement

Tool to retrieve wallet balance history with optional filters.

Initiate BVN Verification

Tool to initiate BVN verification consent.

Initiate Mobile Money Tanzania

Tool to initiate a mobile money payment in Tanzania.

List All Beneficiaries

Tool to list all saved beneficiaries.

List Biller Products

Tool to retrieve all products available under a specific biller.

List Billers

Tool to retrieve available billers.

List Chargebacks

Tool to retrieve a list of chargebacks with optional filtering by Flutterwave reference.

List Payout Subaccount Refunds

Tool to list all payout subaccount refunds with pagination support.

List Payout Subaccounts

Tool to list all payout subaccounts.

List Recurring Bills

Tool to retrieve all recurring bill payments.

List all settlements

Tool to retrieve all settlements with optional filters.

List All Subaccounts

Tool to fetch all collection subaccounts.

List Transfers

Tool to fetch a list of bulk transfers from your Flutterwave account.

Resolve Bank Account

Tool to verify and resolve bank account details.

Resolve Card BIN

Tool to resolve and retrieve card BIN information from Flutterwave.

Update Payment Plan

Tool to update an existing payment plan.

Update Subaccount

Tool to update an existing subaccount.

Validate Bill Item

Tool to validate a bill service before payment.

Verify Transaction by Reference

Tool to verify a transaction using its transaction reference.

View Transaction Timeline

Tool to retrieve the event timeline for a transaction.

FAQ

Frequently asked questions

With a standalone Flutterwave MCP server, the agents and LLMs can only access a fixed set of Flutterwave tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from Flutterwave and many other apps based on the task at hand, all through a single MCP endpoint.

Yes, you can. Atomic Agent fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right Flutterwave tools.

Yes, absolutely. You can configure which Flutterwave scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do.

All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your Flutterwave data and credentials are handled as safely as possible.

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