Flutterwave MCP server for AI agents and assistants

Securely connect your AI agents and chatbots (Claude, ChatGPT, Cursor, etc) with Flutterwave MCP or direct API to process payments, monitor transactions, issue refunds, and manage customers through natural language.

Flutterwave logoFlutterwave
Api Key

Flutterwave is a global payments platform enabling businesses to accept and send payments across Africa and beyond. Its robust APIs simplify cross-border transactions and financial operations.

53 Tools

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TOOL ROUTER PLAYGROUND
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TOOLS

Supported Tools

Every Flutterwave action and event your agent gets out of the box.

Cancel Payment Plan

Tool to cancel a payment plan.

Create Beneficiary

Tool to create a new transfer beneficiary.

Create Bulk Tokenized Charge

Tool to create a bulk tokenized charge batch for charging multiple previously tokenized cards.

Create Bulk Virtual Account Numbers

Tool to create multiple virtual account numbers.

Create Payment Link

Tool to create a hosted payment link.

Create Payment Plan

Tool to create a new payment plan.

Create Refund

Tool to create a refund for a transaction.

Create Subaccount

Tool to create a new subaccount.

Create Virtual Account

Tool to create a new virtual account number.

Delete Beneficiary

Tool to delete a beneficiary by ID.

Delete Subaccount

Tool to delete a subaccount by ID.

Disable Payment Link

Tool to disable a Flutterwave payment link.

Fetch Beneficiary

Tool to retrieve details of a specific beneficiary by ID.

Fetch Subaccount

Tool to retrieve details of a specific subaccount by ID.

Generate Transaction Reference

Tool to generate a unique transaction reference.

Get All Subscriptions

Tool to retrieve all subscriptions, including cancelled ones.

Retrieve all transactions

Tool to retrieve a list of all transactions with optional filters.

Get All Wallet Balances

Tool to retrieve all wallet balances across currencies.

Get Balances per Currency

Tool to retrieve wallet balance for a specific currency.

Get Bank Branches

Tool to retrieve branch codes for a specific bank.

Get Banks by Country

Tool to retrieve all banks in a specified country.

Get Bill Categories

Tool to retrieve available bill categories.

Get Bulk Tokenized Charge Status

Tool to retrieve the status of a bulk tokenized charge operation by ID.

Get Bulk Virtual Account

Tool to fetch bulk virtual account details using batch ID.

Get Multiple Refund Transactions

Tool to retrieve multiple refund transactions with optional filters.

Get Payment Plan

Tool to retrieve details of a specific payment plan by ID.

Get Payment Plans

Tool to retrieve a list of all payment plans.

Get Refund

Tool to retrieve details of a specific refund by ID.

Get Transaction

Tool to retrieve details of a specific transaction by ID.

Get Transaction Fee

Tool to retrieve the fee for a specific transaction.

Get Transfer Fee

Tool to retrieve the fee for initiating a transfer.

Get Transfer Rates

Tool to retrieve exchange rates for transfers between currencies.

Get Virtual Account Number

Tool to fetch details of a virtual account number by order reference.

Get Wallet Statement

Tool to retrieve wallet balance history with optional filters.

Initiate BVN Verification

Tool to initiate BVN verification consent.

Initiate Mobile Money Tanzania

Tool to initiate a mobile money payment in Tanzania.

List All Beneficiaries

Tool to list all saved beneficiaries.

List Biller Products

Tool to retrieve all products available under a specific biller.

List Billers

Tool to retrieve available billers.

List Chargebacks

Tool to retrieve a list of chargebacks with optional filtering by Flutterwave reference.

List Payout Subaccount Refunds

Tool to list all payout subaccount refunds with pagination support.

List Payout Subaccounts

Tool to list all payout subaccounts.

List Recurring Bills

Tool to retrieve all recurring bill payments.

List all settlements

Tool to retrieve all settlements with optional filters.

List All Subaccounts

Tool to fetch all collection subaccounts.

List Transfers

Tool to fetch a list of bulk transfers from your Flutterwave account.

Resolve Bank Account

Tool to verify and resolve bank account details.

Resolve Card BIN

Tool to resolve and retrieve card BIN information from Flutterwave.

Update Payment Plan

Tool to update an existing payment plan.

Update Subaccount

Tool to update an existing subaccount.

Validate Bill Item

Tool to validate a bill service before payment.

Verify Transaction by Reference

Tool to verify a transaction using its transaction reference.

View Transaction Timeline

Tool to retrieve the event timeline for a transaction.

SETUP GUIDE

Connect Flutterwave MCP Tool with your Agent

1

Install Composio

typescript
npm install @composio/core ai @ai-sdk/mcp @ai-sdk/openai
Install the Composio SDK and your agent framework
2

Create a session with MCP enabled

typescript
import { Composio } from "@composio/core";

const composio = new Composio();
const { mcp } = await composio.create("your-user-id", {
  toolkits: ["flutterwave"],
  mcp: true,
});
Create a session scoped to Flutterwave and read its MCP URL and headers
3

Connect your agent to the MCP server

typescript
import { createMCPClient } from "@ai-sdk/mcp";
import { openai } from "@ai-sdk/openai";
import { generateText, stepCountIs } from "ai";

const client = await createMCPClient({
  transport: { type: "http", url: mcp.url, headers: mcp.headers },
});

const { text } = await generateText({
  model: openai("gpt-5.6-sol"),
  tools: await client.tools(),
  prompt: "Create a payment link for a $100 invoice",
  stopWhen: stepCountIs(10),
});

console.log(text);
await client.close();
Pass the session's MCP URL and headers to your agent and run a Flutterwave request
SETUP GUIDE

Connect Flutterwave API Tool with your Agent

1

Install Composio

typescript
npm install @composio/core @composio/openai openai
Install the Composio SDK, the OpenAI provider, and the OpenAI SDK
2

Create a Composio session

typescript
import OpenAI from "openai";
import { Composio } from "@composio/core";
import { OpenAIResponsesProvider } from "@composio/openai";

const composio = new Composio({ provider: new OpenAIResponsesProvider() });
const client = new OpenAI();

const session = await composio.create("your-user-id", { toolkits: ["flutterwave"] });
const tools = await session.tools();
Initialize Composio with the OpenAI Responses provider and create a session scoped to Flutterwave
3

Run Flutterwave tools with your agent

typescript
let response = await client.responses.create({
  model: "gpt-5.6-sol",
  tools,
  input: [{ role: "user", content: "Create a payment link for a $100 invoice" }],
});

while (response.output.some((o) => o.type === "function_call")) {
  const outputs = await composio.provider.handleToolCalls(session, response.output);
  response = await client.responses.create({
    model: "gpt-5.6-sol",
    tools,
    previous_response_id: response.id,
    input: outputs,
  });
}

console.log(response.output_text);
Send a request, execute the Flutterwave tool calls through the session, and print the final answer

Why Use Composio?

AI Native Flutterwave Integration

  • Supports both Flutterwave MCP and direct API based integrations
  • Structured, LLM-friendly schemas for reliable tool execution
  • Rich coverage for reading, writing, and querying your Flutterwave data

Managed Auth

  • Built-in API key management and secure credential storage
  • Central place to manage, scope, and revoke Flutterwave access
  • Per user and per environment credentials instead of hard-coded keys

Agent Optimized Design

  • Tools are tuned using real error and success rates to improve reliability over time
  • Comprehensive execution logs so you always know what ran, when, and on whose behalf

Enterprise Grade Security

  • Fine-grained RBAC so you control which agents and users can access Flutterwave
  • Scoped, least privilege access to Flutterwave resources
  • Full audit trail of agent actions to support review and compliance

Rolling this out across your team?

Give your team centralized access control across every framework with Composio’s MCP Gateway.

EXPLORE MCP GATEWAY
FAQ

Frequently asked questions

Yes, Flutterwave requires you to configure your own API key credentials. Once set up, Composio handles secure credential storage and API request handling for you.

Yes! Composio's Tool Router enables agents to use multiple toolkits. Learn more.

Yes. Composio is SOC 2 Type II compliant and is built to keep your Flutterwave connection and credentials secure. OAuth tokens and API keys are encrypted, and sensitive customer data is protected at rest and in transit.

Composio also undergoes independent security testing and continuously monitors its systems for security threats. You can review the latest reports and policies in the Composio Trust Center.

Composio maintains and updates all toolkit integrations automatically, so your agents always work with the latest API versions.

Create the key in your Flutterwave account settings, then paste it once on Composio's connection page. Composio stores it encrypted and uses it only for the Flutterwave actions your agent runs. Nobody else in your workspace can read it, and you can revoke it inside Flutterwave at any time.

When you connect a Flutterwave account through Composio, every action runs under that account, so anything the agent creates, sends, or changes shows up in Flutterwave as done by you. Keep an approval step in your prompt for actions with side effects, such as sending or deleting, and have the agent draft first.

Whatever the credentials you connect allow inside Flutterwave. If Flutterwave lets you scope a key to specific permissions, create a scoped one so the agent can only do what you intend. You can revoke the key inside Flutterwave at any time.

Yes. Composio supports multiple connected accounts for the same app, and that works in Claude, ChatGPT, or any other assistant you connect through Composio. Give each Flutterwave connection a name such as work or personal, and the assistant uses the one you mention in the request. Each account keeps its own credentials and nothing is merged.

The connection stops working the moment Flutterwave rejects the old key. Create a new key in Flutterwave and reconnect the account from the Composio dashboard or by asking your agent to reconnect Flutterwave. Nothing else changes.

Composio's free Hobby plan includes 100,000 tool calls per month with no credit card, which covers most personal Flutterwave use. Paid plans add higher limits and team features. Your Flutterwave plan and its API limits still apply as usual.

Built-in connectors usually give one AI access to a limited set of apps. Many people use Composio because it lets their AI connect to more apps than it normally supports, or connect to multiple accounts for the same app (e.g. connect Claude to multiple Flutterwave accounts).

With Composio, you connect Flutterwave once and then use it across different AI assistants without setting it up separately in each one. Connect your apps to Composio once, then connect Composio to whichever AI you use, whether that's Claude, ChatGPT, Hermes, or your own custom assistant.

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