How to connect Xero MCP with Cursor

Connect Cursor to Xero MCP. List all active xero tenant connections, show latest contacts added this week, and more using natural language, with authentication handled for you.

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Xero

Oauth2

Xero is cloud-based accounting software for small businesses, offering invoicing, bookkeeping, and real-time financial reports. It helps you manage business finances efficiently from anywhere.

53 Tools

Managed auth

Connect Xero without auth hassles

We manage OAuth, API keys, token refresh, and scopes — you just build.

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How to integrate Xero MCP with Cursor

Cursor is one of the leading AI-powered code editors. It is built to help developers write, understand, and refactor code faster with AI assistance built directly into the editor.

And in this guide, I will explain the easiest and most secure way to connect your Xero account to Cursor via Composio Connect, so it can list all active Xero tenant connections, show latest contacts added this week, retrieve all open quotes for this month, and more without ever putting your account credentials at risk.

Why Composio?

1,500+ SaaS toolkits out of the box. Skip the work of building and maintaining integrations, Composio gives you instant access to a vast catalog of pre-built connectors.
One MCP server for every app. Connect any of your applications on demand through a single endpoint, rather than juggling a separate server for each app.
Smart, context-aware tool loading. Unlike traditional MCP servers that dump every available tool into the LLM context window, Composio searches for and loads only the tools relevant to the task at hand. A remote CLI workbench lets LLMs compose these tools into workflows for complex automation.

Connect Xero to Cursor

Two ways to install — pick whichever you prefer.

1. Install with one click

Click the button below to add Composio to Cursor.

↗Install in Cursor

2. Or add manually

Add to your Cursor mcp.json

Open .cursor/mcp.json in your project root (or ~/.cursor/mcp.json for global config) and add the following configuration:

bash

{
  "servers": {
    "composio": {
      "type": "http",
      "url": "https://connect.composio.dev/mcp"
    }
  }
}

3. Authorize

Restart Cursor, then click "Connect" next to Composio in MCP Tools settings.

Cursor MCP Tools settings with Connect button next to Composio

A browser window will open to authorize.

Connect your Xero account

Back in Cursor, ask the agent to connect to Xero or give it any Xero-related task.

For example, ask it to:

"List all active Xero tenant connections"
"Show latest contacts added this week"
"Retrieve all open quotes for this month"

It will prompt you to authenticate and authorize access to Xero.

That is it. Composio tools are now available in Cursor, and your Xero account is ready to use.

Conclusion

You have successfully connected Xero to Cursor using Composio Connect. Your agent can now use Xero securely without exposing credentials in prompts or local scripts.

TOOLS

Supported Tools

Every Xero action and event your agent gets out of the box.

Create Bank Transaction

Create a bank transaction in Xero.

Create Contact

Create a new contact in Xero.

Create Credit Note

Create a new credit note in Xero.

Create Invoice

Create a new invoice in Xero.

Create Item

Create an inventory item in Xero.

Create Manual Journal

Create one or more manual journals (journal entries) in Xero with journal lines.

Create Payment

Create a payment in Xero to link an invoice with a bank account transaction.

Create Purchase Order

Create a purchase order in Xero to order goods/services from suppliers.

Create Quote

Create a new sales quote in Xero for a customer or prospect.

Get Account

Retrieve a specific account from Xero's chart of accounts by its unique ID.

Get Asset

Retrieve a specific asset by ID from Xero.

Get Balance Sheet Report

Retrieve Balance Sheet report from Xero.

Get Bank Transaction

Retrieve a specific spent or received money transaction from Xero by its unique bank transaction ID.

Get Budget

Retrieve a budget from Xero.

Get Connections

Tool to list active Xero connections.

Get Contacts

Tool to retrieve a list of contacts.

Get Credit Note

Retrieve a specific credit note by ID from Xero.

Get Invoice

Retrieve a specific invoice by ID from Xero.

Get Item

Retrieve a specific item by ID from Xero.

Get Manual Journal

Retrieve a specific manual journal by ID from Xero.

Get Organisation

Retrieve organisation details from Xero.

Get Payment

Retrieve a specific payment by ID from Xero.

Get Profit & Loss Report

Retrieve Profit & Loss report from Xero.

Get Project

Retrieve a specific project by ID from Xero.

Get Purchase Order

Retrieve a specific purchase order by ID from Xero.

Get Quotes

Tool to retrieve a list of quotes.

Get Trial Balance Report

Retrieve Trial Balance report from Xero.

List Accounts

Retrieve chart of accounts from Xero.

List Assets

Retrieve fixed assets from Xero.

List Attachments

List all attachments for a specific entity in Xero (invoice, contact, etc.

List Bank Transactions

Retrieve bank transactions from Xero.

List Credit Notes

Retrieve list of credit notes from Xero.

List Files

Retrieve files from Xero Files.

List Folders

Retrieve folders from Xero Files.

List Invoices

Retrieve a list of invoices from Xero.

List Items

Retrieve items (inventory/products) from Xero.

List Journals

Retrieve journals from Xero.

List Manual Journals

Retrieve manual journals from Xero.

List Payments

Retrieve list of payments from Xero.

List Projects

Retrieve projects from Xero.

List Purchase Orders

Retrieve list of purchase orders from Xero.

List Quotes

Retrieve a list of sales quotes from Xero with optional filtering and pagination.

List Tax Rates

Retrieve tax rates from Xero.

List Tracking Categories

Retrieve tracking categories from Xero.

Update Invoice

Tool to update an existing invoice.

Update Bank Transaction

Update an existing bank transaction in Xero.

Update Contact

Update an existing contact in Xero.

Update Credit Note

Updates a specific credit note in Xero by its unique identifier.

Update Manual Journal

Update an existing manual journal (journal entry) in Xero by its ID.

Update Purchase Order

Updates a specific purchase order in Xero by its unique identifier.

Update Quote

Updates a specific quote in Xero by its QuoteID.

Upload Attachment

Upload a file attachment to a Xero entity (invoice, contact, etc.

Validate Credential

Validate Xero API credentials by testing access to connected organisations.

FRAMEWORKS

How to build Xero MCP Agent with another framework

Claude Code

Use Xero MCP with Claude Code

ChatGPT

Use Xero MCP with ChatGPT

Claude Cowork

Use Xero MCP with Claude Cowork

Antigravity

Use Xero MCP with Antigravity

OpenAI Agents SDK

Use Xero MCP with OpenAI Agents SDK

Claude Agent SDK

Use Xero MCP with Claude Agent SDK

Codex

Use Xero MCP with Codex

Kimi Code

Use Xero MCP with Kimi Code

Grok Build

Use Xero MCP with Grok Build

VS Code

Use Xero MCP with VS Code

OpenCode

Use Xero MCP with OpenCode

OpenClaw

Use Xero MCP with OpenClaw

Hermes

Use Xero MCP with Hermes

Atomic Agent

Use Xero MCP with Atomic Agent

CLI

Use Xero MCP with CLI

Google ADK

Use Xero MCP with Google ADK

LangChain

Use Xero MCP with LangChain

Vercel AI SDK

Use Xero MCP with Vercel AI SDK

Mastra AI

Use Xero MCP with Mastra AI

LlamaIndex

Use Xero MCP with LlamaIndex

CrewAI

Use Xero MCP with CrewAI

Pydantic AI

Use Xero MCP with Pydantic AI

AutoGen

Use Xero MCP with AutoGen

MORE TOOLKITS

Explore Other Toolkits

Toolkit marketplace

Stripe

Api KeyOauth2

Stripe is a global online payments platform offering APIs for managing payments, customers, and subscriptions. Trusted by businesses for secure, efficient, and scalable payment processing worldwide.

44API

Api Key

44API is an API service for validating VAT and tax identifiers and returning company details. Use it to verify business tax data and manage account IP whitelists quickly.

Airwallex

Api Key

Airwallex is a global financial platform providing business accounts, payments, payouts, FX, and cards. Built to simplify cross-border payments and streamline financial operations for businesses.

Aiwyn Tax MCP

No Auth

Aiwyn Tax MCP is a tax estimation service powered by Aiwyn's federal and state tax engine. It helps teams estimate tax outcomes without building tax calculation logic from scratch.

FAQ

Frequently asked questions

With a standalone Xero MCP server, the agents and LLMs can only access a fixed set of Xero tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from Xero and many other apps based on the task at hand, all through a single MCP endpoint.

Yes, you can. Cursor fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right Xero tools.

Yes, absolutely. You can configure which Xero scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do.

All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your Xero data and credentials are handled as safely as possible.

Start with Xero.It takes 30 seconds.

Managed auth, hosted MCP servers, and every Xero tool your agent needs.Free to start.

Start building

How to connect Xero MCP with Cursor

Connect Xero without auth hassles

How to integrate Xero MCP with Cursor

Also integrate Xero with

Why Composio?

Connect Xero to Cursor

1. Install with one click

2. Or add manually

3. Authorize

Connect your Xero account

Conclusion

Supported Tools

How to build Xero MCP Agent with another framework

Claude Code

ChatGPT

Claude Cowork

Antigravity

OpenAI Agents SDK

Claude Agent SDK

Codex

Kimi Code

Grok Build

VS Code

OpenCode

OpenClaw

Hermes

Atomic Agent

CLI

Google ADK

LangChain

Vercel AI SDK

Mastra AI

LlamaIndex

CrewAI

Pydantic AI

AutoGen

Explore Other Toolkits

Stripe

44API

Airwallex

Aiwyn Tax MCP

Frequently asked questions

What are the differences in Tool Router MCP and Xero MCP?+

Can I use Tool Router MCP with Cursor?+

Can I manage the permissions and scopes for Xero while using Tool Router?+

How safe is my data with Composio Tool Router?+

Start with Xero.It takes 30 seconds.