How to connect Xero MCP with Cursor

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How to integrate Xero MCP with Cursor

Cursor is one of the leading AI-powered code editors. It is built to help developers write, understand, and refactor code faster with AI assistance built directly into the editor.

And in this guide, I will explain the easiest and most secure way to connect your Xero account to Cursor via Composio Connect, so it can list all active Xero tenant connections, show latest contacts added this week, retrieve all open quotes for this month, and more without ever putting your account credentials at risk.

Also integrate Xero with

Why Composio?

  • 1,000+ SaaS toolkits out of the box. Skip the work of building and maintaining integrations, Composio gives you instant access to a vast catalog of pre-built connectors.
  • One MCP server for every app. Connect any of your applications on demand through a single endpoint, rather than juggling a separate server for each app.
  • Smart, context-aware tool loading. Unlike traditional MCP servers that dump every available tool into the LLM context window, Composio searches for and loads only the tools relevant to the task at hand. A remote CLI workbench lets LLMs compose these tools into workflows for complex automation.

Connect Xero to Cursor

Two ways to install — pick whichever you prefer.

1. Install with one click

Click the button below to add Composio to Cursor.

↗Install in Cursor

2. Or add manually

Add to your Cursor mcp.json

Open .cursor/mcp.json in your project root (or ~/.cursor/mcp.json for global config) and add the following configuration:

bash
{
  "servers": {
    "composio": {
      "type": "http",
      "url": "https://connect.composio.dev/mcp"
    }
  }
}

3. Authorize

Restart Cursor, then click "Connect" next to Composio in MCP Tools settings.

Cursor MCP Tools settings with Connect button next to Composio

A browser window will open to authorize.

Composio authorization browser window

Connect your Xero account

Back in Cursor, ask the agent to connect to Xero or give it any Xero-related task.

For example, ask it to:

  • "List all active Xero tenant connections"
  • "Show latest contacts added this week"
  • "Retrieve all open quotes for this month"

It will prompt you to authenticate and authorize access to Xero.

That is it. Composio tools are now available in Cursor, and your Xero account is ready to use.

Supported Tools & Triggers

Tools
Create Bank TransactionCreate a bank transaction in Xero.
Create ContactCreate a new contact in Xero.
Create InvoiceCreate a new invoice in Xero.
Create ItemCreate an inventory item in Xero.
Create Manual JournalCreate one or more manual journals (journal entries) in Xero with journal lines.
Create PaymentCreate a payment in Xero to link an invoice with a bank account transaction.
Create Purchase OrderCreate a purchase order in Xero to order goods/services from suppliers.
Get AccountRetrieve a specific account from Xero's chart of accounts by its unique ID.
Get AssetRetrieve a specific asset by ID from Xero.
Get Balance Sheet ReportRetrieve Balance Sheet report from Xero.
Get BudgetRetrieve a budget from Xero.
Get ConnectionsTool to list active Xero connections.
Get ContactsTool to retrieve a list of contacts.
Get InvoiceRetrieve a specific invoice by ID from Xero.
Get ItemRetrieve a specific item by ID from Xero.
Get Manual JournalRetrieve a specific manual journal by ID from Xero.
Get OrganisationRetrieve organisation details from Xero.
Get Profit & Loss ReportRetrieve Profit & Loss report from Xero.
Get ProjectRetrieve a specific project by ID from Xero.
Get Purchase OrderRetrieve a specific purchase order by ID from Xero.
Get QuotesTool to retrieve a list of quotes.
Get Trial Balance ReportRetrieve Trial Balance report from Xero.
List AccountsRetrieve chart of accounts from Xero.
List AssetsRetrieve fixed assets from Xero.
List AttachmentsList all attachments for a specific entity in Xero (invoice, contact, etc.
List Bank TransactionsRetrieve bank transactions from Xero.
List Credit NotesRetrieve list of credit notes from Xero.
List FilesRetrieve files from Xero Files.
List FoldersRetrieve folders from Xero Files.
List InvoicesRetrieve a list of invoices from Xero.
List ItemsRetrieve items (inventory/products) from Xero.
List JournalsRetrieve journals from Xero.
List Manual JournalsRetrieve manual journals from Xero.
List PaymentsRetrieve list of payments from Xero.
List ProjectsRetrieve projects from Xero.
List Purchase OrdersRetrieve list of purchase orders from Xero.
List Tax RatesRetrieve tax rates from Xero.
List Tracking CategoriesRetrieve tracking categories from Xero.
Update InvoiceTool to update an existing invoice.
Update ContactUpdate an existing contact in Xero.
Upload AttachmentUpload a file attachment to a Xero entity (invoice, contact, etc.

Conclusion

You have successfully connected Xero to Cursor using Composio Connect. Your agent can now use Xero securely without exposing credentials in prompts or local scripts.

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FAQ

What are the differences in Tool Router MCP and Xero MCP?

With a standalone Xero MCP server, the agents and LLMs can only access a fixed set of Xero tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from Xero and many other apps based on the task at hand, all through a single MCP endpoint.

Can I use Tool Router MCP with Cursor?

Yes, you can. Cursor fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right Xero tools.

Can I manage the permissions and scopes for Xero while using Tool Router?

Yes, absolutely. You can configure which Xero scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do.

How safe is my data with Composio Tool Router?

All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your Xero data and credentials are handled as safely as possible.

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