How to integrate Stripe MCP with Claude Code

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Introduction

Manage your Stripe directly from Claude Code with zero worries about OAuth hassles, API-breaking issues, or reliability and security concerns.

You can do this in two different ways:

  1. Via Rube - Direct and easiest approach
  2. Via Composio SDK - Programmatic approach with more control

Why Rube?

Rube is a universal MCP server with access to 850+ SaaS apps. It ensures just-in-time tool loading so Claude can access the tools it needs, a remote workbench for programmatic tool calling and handling large tool responses out of the LLM context window, ensuring the LLM context window remains clean.

Connect Stripe to Claude Code with Rube

1. Get the MCP URL

Copy and paste the below command in Claude Code to add Rube MCP.

Terminal

2. Authenticate Rube

Run /mcp to view Rube

bash
/mcp
Run /mcp to view Rube in Claude Code
Click on Rube to authenticate
Authentication flow complete

3. Ensure it's connected

Run /mcp again to verify the connection. Now, do whatever you want with Claude Code and Stripe.

Rube connected successfully

Supported Tools & Triggers

Tools
Triggers
Cancel subscriptionCancels a customer's active stripe subscription at the end of the current billing period, with options to invoice immediately for metered usage and prorate charges for unused time.
Confirm payment intentConfirms a stripe paymentintent to finalize a payment; a `return url` is necessary if the payment method requires customer redirection.
Create CustomerCreates a new customer in stripe, required for creating charges or subscriptions; an email is highly recommended for customer communications.
Create an invoiceCreates a new draft stripe invoice for a customer; use to revise an existing invoice, bill for a specific subscription (which must belong to the customer), or apply detailed customizations.
Create payment intentCreates a stripe paymentintent to initiate and process a customer's payment; using `application fee amount` for a connected account requires the `stripe-account` header.
Create a priceCreates a new stripe price for a product, defining its charges (one-time or recurring) and billing scheme; requires either an existing `product` id or `product data`.
Create productCreates a new product in stripe, encoding the request as `application/x-www-form-urlencoded` by flattening nested structures.
Create RefundCreates a full or partial refund in stripe, targeting either a specific charge id or a payment intent id.
Create subscriptionCreates a new, highly configurable subscription for an existing stripe customer, supporting multiple items, trials, discounts, and various billing/payment options.
Delete customerPermanently deletes an existing stripe customer; this irreversible action also cancels their active subscriptions and removes all associated data.
List ChargesRetrieves a list of stripe charges with filtering and pagination; use valid cursor ids from previous responses for pagination, and note that charges are typically returned in reverse chronological order.
List Stripe couponsRetrieves a list of discount coupons from a stripe account, supporting pagination via `limit`, `starting after`, and `ending before`.
List customer payment methodsRetrieves a list of payment methods for a given customer, supporting type filtering and pagination.
List customersRetrieves a list of stripe customers, with options to filter by email, creation date, or test clock, and support for pagination.
List InvoicesRetrieves a list of stripe invoices, filterable by various criteria and paginatable using invoice id cursors obtained from previous responses.
List payment intentsRetrieves a list of stripe paymentintents, optionally filtered and paginated using paymentintent ids as cursors.
List payment linksRetrieves a list of payment links from stripe, sorted by creation date in descending order by default.
List productsRetrieves a list of stripe products, with optional filtering and pagination; `starting after`/`ending before` cursors must be valid product ids from a previous response.
List RefundsLists stripe refunds, sorted by creation date descending (newest first), with optional filtering by charge or payment intent and pagination support.
List Stripe shipping ratesRetrieves a list of stripe shipping rates, filterable by active status, creation date, and currency; useful for managing or displaying shipping options.
List subscriptionsRetrieves a list of stripe subscriptions, optionally filtered by various criteria such as customer, price, status, collection method, and date ranges, with support for pagination.
List tax codesRetrieves a paginated list of globally available, predefined stripe tax codes used for classifying products and services in stripe tax.
List tax ratesRetrieves a list of tax rates, which are returned sorted by creation date in descending order.
Retrieve BalanceRetrieves the complete current balance details for the connected stripe account.
Retrieve Charge DetailsRetrieves full details for an existing stripe charge using its unique id.
Retrieve customerRetrieves detailed information for an existing stripe customer using their unique customer id.
Retrieve payment intentRetrieves a paymentintent by its id; `client secret` is required if a publishable api key is used.
Retrieve a refundRetrieves details for an existing stripe refund using its unique `refund id`.
Retrieve subscriptionRetrieves detailed information for an existing stripe subscription using its unique id.
Search Stripe customersRetrieves a list of stripe customers matching a search query that adheres to stripe's search query language.
Update CustomerUpdates an existing stripe customer, identified by customer id, with only the provided details; unspecified fields remain unchanged.
Update Payment IntentUpdates a stripe paymentintent with new values for specified parameters; note that if `currency` is updated, `amount` might also be required, and certain updates (e.
Update SubscriptionUpdates an existing, non-canceled stripe subscription by its id, ensuring all referenced entity ids (e.

What is the Stripe MCP server, and what's possible with it?

The Stripe MCP server is an implementation of the Model Context Protocol that connects your AI agent and assistants like Claude, Cursor, etc directly to your Stripe account. It provides structured and secure access to your payments platform, so your agent can perform actions like creating customers, managing subscriptions, issuing refunds, and generating invoices on your behalf.

  • Automated customer management: Effortlessly create, update, or delete Stripe customers—enabling streamlined onboarding and account maintenance through your agent.
  • Subscription and recurring billing automation: Have your agent create, configure, or cancel subscriptions, supporting trials, discounts, and advanced billing scenarios with ease.
  • Smart payment and refund processing: Allow your agent to initiate payment intents, confirm transactions, and issue full or partial refunds as needed, all through secure APIs.
  • Seamless invoice and price creation: Generate draft invoices for customers, create new products, and set up pricing structures—saving you time on manual billing tasks.
  • Advanced product and pricing management: Let your agent create new products and prices, helping you roll out new offerings or adjust monetization strategies with just a prompt.

Connecting Stripe via Tool Router

Tool Router is the underlying tech that powers Rube. It's a universal gateway that does everything Rube does but with much more programmatic control. You can programmatically generate an MCP URL with the app you need (here Stripe) for even more tool search precision. It's secure and reliable.

How the Tool Router works

The Tool Router follows a three-phase workflow:

  1. Discovery: Searches for tools matching your task and returns relevant toolkits with their details.
  2. Authentication: Checks for active connections. If missing, creates an auth config and returns a connection URL via Auth Link.
  3. Execution: Executes the action using the authenticated connection.

Step-by-step Guide

Prerequisites

Before starting, make sure you have:
  • Claude Pro, Max, or API billing enabled Anthropic account
  • Composio API Key
  • A Stripe account
  • Basic knowledge of Python or TypeScript

Install Claude Code

bash
# macOS, Linux, WSL
curl -fsSL https://claude.ai/install.sh | bash

# Windows PowerShell
irm https://claude.ai/install.ps1 | iex

# Windows CMD
curl -fsSL https://claude.ai/install.cmd -o install.cmd && install.cmd && del install.cmd

To install Claude Code, use one of the following methods based on your operating system:

Set up Claude Code

bash
cd your-project-folder
claude

Open a terminal, go to your project folder, and start Claude Code:

  • Claude Code will open in your terminal
  • Follow the prompts to sign in with your Anthropic account
  • Complete the authentication flow
  • Once authenticated, you can start using Claude Code
Claude Code initial setup showing sign-in prompt
Claude Code terminal after successful login

Set up environment variables

bash
COMPOSIO_API_KEY=your_composio_api_key_here
USER_ID=your_user_id_here

Create a .env file in your project root with the following variables:

  • COMPOSIO_API_KEY authenticates with Composio (get it from Composio dashboard)
  • USER_ID identifies the user for session management (use any unique identifier)

Install Composio library

pip install composio-core python-dotenv

Install the Composio Python library to create MCP sessions.

  • composio-core provides the core Composio functionality
  • python-dotenv loads environment variables from your .env file

Generate Composio MCP URL

import os
from composio import Composio
from dotenv import load_dotenv

load_dotenv()

COMPOSIO_API_KEY = os.getenv("COMPOSIO_API_KEY")
USER_ID = os.getenv("USER_ID")

composio_client = Composio(api_key=COMPOSIO_API_KEY)

composio_session = composio_client.create(
    user_id=USER_ID,
    toolkits=["stripe"],
)

COMPOSIO_MCP_URL = composio_session.mcp.url

print(f"MCP URL: {COMPOSIO_MCP_URL}")
print(f"\nUse this command to add to Claude Code:")
print(f'claude mcp add --transport http stripe-composio "{COMPOSIO_MCP_URL}" --headers "X-API-Key:{COMPOSIO_API_KEY}"')

Create a script to generate a Composio MCP URL for Stripe. This URL will be used to connect Claude Code to Stripe.

What's happening:
  • We import the Composio client and load environment variables
  • Create a Composio instance with your API key
  • Call create() to create a Tool Router session for Stripe
  • The returned mcp.url is the MCP server URL that Claude Code will use
  • The script prints this URL so you can copy it

Run the script and copy the MCP URL

python generate_mcp_url.py

Run your Python script to generate the MCP URL.

  • The script connects to Composio and creates a Tool Router session
  • It prints the MCP URL and the exact command you need to run
  • Copy the entire claude mcp add command from the output

Add Stripe MCP to Claude Code

bash
claude mcp add --transport http stripe-composio "YOUR_MCP_URL_HERE" --headers "X-API-Key:YOUR_COMPOSIO_API_KEY"

# Then restart Claude Code
exit
claude

In your terminal, add the MCP server using the command from the previous step. The command format is:

  • claude mcp add registers a new MCP server with Claude Code
  • --transport http specifies that this is an HTTP-based MCP server
  • The server name (stripe-composio) is how you'll reference it
  • The URL points to your Composio Tool Router session
  • --headers includes your Composio API key for authentication

After running the command, close the current Claude Code session and start a new one for the changes to take effect.

Verify the installation

bash
claude mcp list

Check that your Stripe MCP server is properly configured.

  • This command lists all MCP servers registered with Claude Code
  • You should see your stripe-composio entry in the list
  • This confirms that Claude Code can now access Stripe tools

If everything is wired up, you should see your stripe-composio entry listed:

Claude Code MCP list showing the toolkit MCP server

Authenticate Stripe

The first time you try to use Stripe tools, you'll be prompted to authenticate.

  • Claude Code will detect that you need to authenticate with Stripe
  • It will show you an authentication link
  • Open the link in your browser (or copy/paste it)
  • Complete the Stripe authorization flow
  • Return to the terminal and start using Stripe through Claude Code

Once authenticated, you can ask Claude Code to perform Stripe operations in natural language. For example:

  • "Create a new Stripe customer with email"
  • "Generate a draft invoice for recent orders"
  • "Cancel an active subscription at period end"

Complete Code

Here's the complete code to get you started with Stripe and Claude Code:

import os
from composio import Composio
from dotenv import load_dotenv

load_dotenv()

COMPOSIO_API_KEY = os.getenv("COMPOSIO_API_KEY")
USER_ID = os.getenv("USER_ID")

composio_client = Composio(api_key=COMPOSIO_API_KEY)

composio_session = composio_client.create(
    user_id=USER_ID,
    toolkits=["stripe"],
)

COMPOSIO_MCP_URL = composio_session.mcp.url

print(f"MCP URL: {COMPOSIO_MCP_URL}")
print(f"\nUse this command to add to Claude Code:")
print(f'claude mcp add --transport http stripe-composio "{COMPOSIO_MCP_URL}" --headers "X-API-Key:{COMPOSIO_API_KEY}"')

Conclusion

You've successfully integrated Stripe with Claude Code using Composio's MCP server. Now you can interact with Stripe directly from your terminal using natural language commands.

Key features of this setup:

  • Terminal-native experience without switching contexts
  • Natural language commands for Stripe operations
  • Secure authentication through Composio's managed MCP
  • Tool Router for dynamic tool discovery and execution

Next steps:

  • Try asking Claude Code to perform various Stripe operations
  • Add more toolkits to your Tool Router session for multi-app workflows
  • Integrate this setup into your development workflow for increased productivity

You can extend this by adding more toolkits, implementing custom workflows, or building automation scripts that leverage Claude Code's capabilities.

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FAQ

What are the differences in Tool Router MCP and Stripe MCP?

With a standalone Stripe MCP server, the agents and LLMs can only access a fixed set of Stripe tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from Stripe and many other apps based on the task at hand, all through a single MCP endpoint.

Can I use Tool Router MCP with Claude Code?

Yes, you can. Claude Code fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right Stripe tools.

Can I manage the permissions and scopes for Stripe while using Tool Router?

Yes, absolutely. You can configure which Stripe scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do.

How safe is my data with Composio Tool Router?

All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your Stripe data and credentials are handled as safely as possible.

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