# How to integrate Ynab MCP with Claude Code

```json
{
  "title": "How to integrate Ynab MCP with Claude Code",
  "toolkit": "Ynab",
  "toolkit_slug": "ynab",
  "framework": "Claude Code",
  "framework_slug": "claude-code",
  "url": "https://composio.dev/toolkits/ynab/framework/claude-code",
  "markdown_url": "https://composio.dev/toolkits/ynab/framework/claude-code.md",
  "updated_at": "2026-05-12T10:30:56.806Z"
}
```

## Introduction

Manage your Ynab directly from Claude Code with zero worries about OAuth hassles, API-breaking issues, or reliability and security concerns.
You can do this in two different ways:
- Via [Composio Connect](https://dashboard.composio.dev/login?utm_source=toolkits&utm_medium=framework_template&utm_campaign=claude-code&utm_content=composio_connect&next=%2F~%2Forg%2Fconnect%2Fclients%2Fclaude-code) - Direct and easiest approach
- Via [Composio SDK](https://docs.composio.dev/docs?utm_source=toolkits&utm_medium=framework_template&utm_campaign=claude-code&utm_content=composio_sdk) - Programmatic approach with more control

## Also integrate Ynab with

- [OpenAI Agents SDK](https://composio.dev/toolkits/ynab/framework/open-ai-agents-sdk)
- [Claude Agent SDK](https://composio.dev/toolkits/ynab/framework/claude-agents-sdk)
- [Claude Cowork](https://composio.dev/toolkits/ynab/framework/claude-cowork)
- [Codex](https://composio.dev/toolkits/ynab/framework/codex)
- [OpenClaw](https://composio.dev/toolkits/ynab/framework/openclaw)
- [Hermes](https://composio.dev/toolkits/ynab/framework/hermes-agent)
- [CLI](https://composio.dev/toolkits/ynab/framework/cli)
- [Google ADK](https://composio.dev/toolkits/ynab/framework/google-adk)
- [LangChain](https://composio.dev/toolkits/ynab/framework/langchain)
- [Vercel AI SDK](https://composio.dev/toolkits/ynab/framework/ai-sdk)
- [Mastra AI](https://composio.dev/toolkits/ynab/framework/mastra-ai)
- [LlamaIndex](https://composio.dev/toolkits/ynab/framework/llama-index)
- [CrewAI](https://composio.dev/toolkits/ynab/framework/crew-ai)

## TL;DR

- Only one MCP URL to connect multiple apps with Claude Code with zero auth hassles.
- Programmatic tool calling allows LLMs to write its code in a remote workbench to handle complex tool chaining. Reduces to-and-fro with LLMs for frequent tool calling.
- Handling Large tool responses out of LLM context to minimize context rot.
- Dynamic just-in-time access to 20,000 tools across 1000+ other Apps for cross-app workflows. It loads the tools you need, so LLMs aren't overwhelmed by tools you don't need.

## Connect Ynab to Claude Code

### Connecting Ynab to Claude Code using Composio
1. Add the Composio MCP to Claude

```bash
claude mcp add --scope user --transport http composio https://connect.composio.dev/mcp
```

## What is Claude Code?

Claude Code is Anthropic's command line developer tool that lets you use Claude directly inside your terminal. Instead of switching between your editor, browser, and chat, you can stay in your project folder and ask Claude to help you build, debug, refactor, and understand code right where you're working.
Key features include:
- Terminal-Native Experience: Work with Claude directly in your command line without switching contexts
- MCP Support: Built-in support for Model Context Protocol servers to extend Claude's capabilities
- Project Context: Claude understands your project structure and can read, write, and modify files
- Interactive Development: Ask questions, debug code, and get help in real-time while coding
- Multi-Platform: Works on macOS, Linux, WSL, and Windows

## What is the Ynab MCP server, and what's possible with it?

The Ynab MCP server is an implementation of the Model Context Protocol that connects your AI agent and assistants like Claude, Cursor, etc directly to your Ynab account. It provides structured and secure access to your budgeting data, so your agent can perform actions like tracking expenses, creating and adjusting budgets, fetching transaction history, and analyzing spending patterns on your behalf.
- Automated transaction tracking: Let your agent fetch, categorize, or summarize recent transactions to keep your spending up to date.
- Budget creation and adjustment: Instruct your agent to set up new budgets, update existing categories, or reallocate funds between envelopes as your needs change.
- Spending analysis and reporting: Have your agent analyze your expenses, highlight trends, or generate summaries to help you understand where your money goes.
- Goal monitoring and progress updates: Ask your agent to track progress toward savings or debt payoff goals, and notify you of milestones or needed adjustments.
- Account and balance synchronization: Enable your agent to pull up-to-date balances from multiple accounts, ensuring your budget always reflects the latest financial picture.

## Supported Tools

| Tool slug | Name | Description |
|---|---|---|
| `YNAB_CREATE_ACCOUNT` | Create a new account in a budget | Tool to create a new account in a budget. Use when you need to add a manual (non-linked) account to a specific budget. |
| `YNAB_CREATE_SCHEDULED_TRANSACTION` | Create Scheduled Transaction | Creates a scheduled (recurring) transaction in a YNAB budget. Use this to set up bills, recurring expenses, or income that repeats on a schedule. Requires an account_id (from YNAB_LIST_ACCOUNTS), a date, frequency, and amount in milliunits. |
| `YNAB_DELETE_SCHEDULED_TRANSACTION` | Delete Scheduled Transaction | Permanently deletes a scheduled transaction from a YNAB budget. Use this when a recurring transaction is no longer needed. This action cannot be undone. Obtain the scheduled_transaction_id from list_scheduled_transactions or get_scheduled_transaction_by_id before calling this. |
| `YNAB_GET_ACCOUNT_BY_ID` | Get Account by ID | Tool to retrieve a single account resource. Use when you need details of a specific account by its ID after determining the budget. |
| `YNAB_GET_BUDGET_BY_ID` | Get Budget By ID | Retrieve a complete budget export by ID, including all accounts, categories, payees, and transactions. Use this tool when you need comprehensive budget data. The response includes: - Budget metadata (name, date/currency formats) - All accounts with balances - Category groups and categories with budgeted amounts and balances - All payees - All transactions and scheduled transactions (optional, may be large) For incremental syncing, use last_knowledge_of_server to only fetch changes since your last request. Note: Currency amounts are in 'milliunits' format (divide by 1000 for standard units). |
| `YNAB_GET_BUDGET_MONTH` | Get Budget Month | Tool to retrieve a specific budget month. Use when you need detailed summary and category budgets for a given month after confirming the budget ID. Monetary amounts are returned in milliunits (divide by 1000 for standard currency). Response includes high-level aggregates and a nested category array within the month payload for per-category budget analysis. |
| `YNAB_GET_BUDGET_SETTINGS` | Get Budget Settings | Tool to retrieve budget-level settings. Use when you need to fetch currency and date formatting preferences for a specific budget. |
| `YNAB_GET_CATEGORY_BY_ID` | Get Category by ID | Retrieve a single YNAB budget category by its ID. Use this to get detailed category information including budgeted amounts, activity, balance, and goal settings. Amounts are returned for the current budget month (UTC). Requires both budget_id and category_id - use 'last-used' or 'default' for budget_id if you don't have a specific budget ID. |
| `YNAB_GET_MONTH_CATEGORY_BY_ID` | Get Month Category By ID | Tool to retrieve a single category for a specific budget month. Use after selecting the budget and month when you need month-specific category details. |
| `YNAB_GET_PAYEE_BY_ID` | Get Payee by ID | Tool to retrieve a single payee by its ID. Use when you need full details of a payee after confirming the budget and payee selection. |
| `YNAB_GET_SCHEDULED_TRANSACTION_BY_ID` | Get Scheduled Transaction by ID | Tool to retrieve a single scheduled transaction. Use when you need details of a specific scheduled transaction by its ID after confirming the budget. |
| `YNAB_GET_TRANSACTION_BY_ID` | Get Transaction by ID | Tool to retrieve a single transaction by its ID. Use when you need detailed information for a specific transaction after confirming the budget. |
| `YNAB_GET_USER` | Get Authorized User | Tool to retrieve the authorized user's information. Use after authentication to get current user details. |
| `YNAB_LIST_ACCOUNTS` | List Accounts | Retrieves all accounts for a specified YNAB budget. Use this tool to: - Get a complete list of accounts (checking, savings, credit cards, loans, etc.) in a budget - Retrieve account IDs for use with other YNAB account-related operations - Monitor account balances (current, cleared, and uncleared) - Perform efficient delta syncing by passing last_knowledge_of_server Returns account details including balances in milliunits (1000 milliunits = 1 currency unit). For example, a balance of 150000 milliunits equals $150.00. Note: Use 'default' or 'last-used' as budget_id for convenience, or obtain specific budget UUIDs from the List Budgets endpoint. |
| `YNAB_LIST_BUDGETS` | List Budgets | Retrieves all budgets accessible to the authenticated YNAB user. Use this tool to: - Get a list of all budgets in the user's YNAB account - Retrieve budget IDs for use with other YNAB operations - Optionally include account details for each budget Returns budget summaries including name, last modification time, date range, and formatting preferences. Budget IDs from this response are required for most other YNAB API operations. |
| `YNAB_LIST_CATEGORIES` | List Categories | Tool to list all category groups and their categories for a budget. Use when you need the full set of budget categories or only those changed since last sync. Category names may include emojis or near-identical labels; always use category_id from the response in downstream requests. |
| `YNAB_LIST_MONTHS` | List Budget Months | Tool to list months for a budget with summary information. Use when you need an overview of all months or only changed months since a given knowledge value (delta requests). |
| `YNAB_LIST_PAYEE_LOCATIONS` | List Payee Locations | Retrieves all GPS locations associated with payees in a budget. Payee locations are recorded when transactions are saved using the YNAB mobile apps, storing GPS coordinates to help pre-populate nearby payees. Use this tool when you need to find all recorded locations for payees in a budget. Note: Not all payees will have locations recorded. |
| `YNAB_LIST_PAYEE_LOCATIONS_BY_PAYEE` | List Payee Locations by Payee | Retrieves all GPS locations associated with a specific payee in a budget. Payee locations are recorded when transactions are saved using the YNAB mobile apps, storing GPS coordinates to help pre-populate nearby payees. Use this tool when you need to find where a payee's transactions typically occur. Note: Not all payees will have locations recorded. |
| `YNAB_LIST_PAYEES` | List payees in a budget | Tool to list payees in a budget. Use when you need all payees or only those changed since a known server knowledge value. |
| `YNAB_LIST_SCHEDULED_TRANSACTIONS` | List Scheduled Transactions | List all scheduled (recurring) transactions for a YNAB budget. Returns future-dated transactions that repeat on a schedule (e.g., rent, subscriptions, paychecks). Supports delta sync to fetch only changes since a previous request using the server_knowledge value. |
| `YNAB_LIST_TRANSACTIONS` | List Transactions | Tool to list transactions in a budget. Use when you need all or delta-filtered transactions after confirming the budget. Omitting all filters returns the full transaction history, which may produce large payloads; prefer since_date, type, or last_knowledge_of_server to scope results. |
| `YNAB_LIST_TRANSACTIONS_BY_ACCOUNT` | List Transactions by Account | Tool to list transactions for a specific account. Use when you need all or delta-filtered transactions for a given account after confirming the budget and account ID. |
| `YNAB_LIST_TRANSACTIONS_BY_CATEGORY` | List Transactions by Category | Tool to list transactions for a specific category (excludes pending). Use when you need completed transactions for a given category after obtaining budget_id and category_id. Response includes deleted transactions; filter client-side using the deleted boolean field. |
| `YNAB_LIST_TRANSACTIONS_BY_PAYEE` | List Transactions by Payee | Tool to list transactions for a specific payee in a budget. Use when you need to fetch all non-pending transactions for a payee after confirming budget and payee IDs. |
| `YNAB_UPDATE_PAYEE` | Update Payee | Tool to update a payee. Use when you need to rename an existing payee. |
| `YNAB_UPDATE_SCHEDULED_TRANSACTION` | Update Scheduled Transaction | Update an existing scheduled transaction in YNAB. Allows modifying the date, frequency, amount, payee, category, memo, or account of a scheduled transaction. Use YNAB_LIST_SCHEDULED_TRANSACTIONS first to get the scheduled_transaction_id. Amounts should be in milliunits (negative for expenses, positive for income). |

## Supported Triggers

None listed.

## Creating MCP Server - Stand-alone vs Composio SDK

The Ynab MCP server is an implementation of the Model Context Protocol that connects Claude Code (and other AI assistants like Claude and Cursor) directly to your Ynab account. It provides structured and secure access so Claude can perform Ynab operations on your behalf.
With Composio's managed implementation, you don't have to create your own developer app. For production, if you're building an end product, we recommend using your own credentials. The managed server helps you prototype fast and go from 0-1 faster.

## Step-by-step Guide

### 1. Prerequisites

Before starting, make sure you have:
- Claude Pro, Max, or API billing enabled Anthropic account
- Composio API Key
- A Ynab account
- Basic knowledge of Python or TypeScript

### 1. Install Claude Code

To install Claude Code, use one of the following methods based on your operating system:
```bash
# macOS, Linux, WSL
curl -fsSL https://claude.ai/install.sh | bash

# Windows PowerShell
irm https://claude.ai/install.ps1 | iex

# Windows CMD
curl -fsSL https://claude.ai/install.cmd -o install.cmd && install.cmd && del install.cmd
```

### 2. Set up Claude Code

Open a terminal, go to your project folder, and start Claude Code:
- Claude Code will open in your terminal
- Follow the prompts to sign in with your Anthropic account
- Complete the authentication flow
- Once authenticated, you can start using Claude Code
```bash
cd your-project-folder
claude
```

### 3. Set up environment variables

Create a .env file in your project root with the following variables:
- COMPOSIO_API_KEY authenticates with Composio (get it from [Composio dashboard](https://dashboard.composio.dev/login?utm_source=toolkits&utm_medium=framework_template&utm_campaign=claude-code&utm_content=api_key&next=%2F~%2Forg%2Fconnect%2Fclients%2Fclaude-code))
- USER_ID identifies the user for session management (use any unique identifier)
```bash
COMPOSIO_API_KEY=your_composio_api_key_here
USER_ID=your_user_id_here
```

### 4. Install Composio library

No description provided.
```python
pip install composio-core python-dotenv
```

```typescript
npm install @composio/core dotenv
```

### 5. Generate Composio MCP URL

No description provided.
```python
import os
from composio import Composio
from dotenv import load_dotenv

load_dotenv()

COMPOSIO_API_KEY = os.getenv("COMPOSIO_API_KEY")
USER_ID = os.getenv("USER_ID")

composio_client = Composio(api_key=COMPOSIO_API_KEY)

composio_session = composio_client.create(
    user_id=USER_ID,
    toolkits=["ynab"],
)

COMPOSIO_MCP_URL = composio_session.mcp.url

print(f"MCP URL: {COMPOSIO_MCP_URL}")
print(f"\nUse this command to add to Claude Code:")
print(f'claude mcp add --transport http ynab-composio "{COMPOSIO_MCP_URL}" --headers "X-API-Key:{COMPOSIO_API_KEY}"')
```

```typescript
import 'dotenv/config';
import { Composio } from '@composio/core';

const { COMPOSIO_API_KEY, USER_ID } = process.env;

if (!COMPOSIO_API_KEY || !USER_ID) {
  throw new Error('COMPOSIO_API_KEY and USER_ID required in .env');
}

const composioClient = new Composio({ apiKey: COMPOSIO_API_KEY });

const composioSession = await composioClient.create(USER_ID, {
  toolkits: ['ynab'],
});

const composioMcpUrl = composioSession?.mcp.url;

console.log(`MCP URL: ${composioMcpUrl}`);
console.log(`\nUse this command to add to Claude Code:`);
console.log(`claude mcp add --transport http ynab-composio "${composioMcpUrl}" --headers "X-API-Key:${COMPOSIO_API_KEY}"`);
```

### 6. Run the script and copy the MCP URL

No description provided.
```python
python generate_mcp_url.py
```

```typescript
node --loader ts-node/esm generate_mcp_url.ts
# or if using tsx
tsx generate_mcp_url.ts
```

### 7. Add Ynab MCP to Claude Code

In your terminal, add the MCP server using the command from the previous step. The command format is:
- claude mcp add registers a new MCP server with Claude Code
- --transport http specifies that this is an HTTP-based MCP server
- The server name (ynab-composio) is how you'll reference it
- The URL points to your Composio Tool Router session
- --headers includes your Composio API key for authentication
After running the command, close the current Claude Code session and start a new one for the changes to take effect.
```bash
claude mcp add --transport http ynab-composio "YOUR_MCP_URL_HERE" --headers "X-API-Key:YOUR_COMPOSIO_API_KEY"

# Then restart Claude Code
exit
claude
```

### 8. Verify the installation

Check that your Ynab MCP server is properly configured.
- This command lists all MCP servers registered with Claude Code
- You should see your ynab-composio entry in the list
- This confirms that Claude Code can now access Ynab tools
If everything is wired up, you should see your ynab-composio entry listed:
```bash
claude mcp list
```

### 9. Authenticate Ynab

The first time you try to use Ynab tools, you'll be prompted to authenticate.
- Claude Code will detect that you need to authenticate with Ynab
- It will show you an authentication link
- Open the link in your browser (or copy/paste it)
- Complete the Ynab authorization flow
- Return to the terminal and start using Ynab through Claude Code
Once authenticated, you can ask Claude Code to perform Ynab operations in natural language. For example:
- "Show my spending by category this week"
- "Add a new expense to groceries"
- "List upcoming scheduled transactions"

## Complete Code

```python
import os
from composio import Composio
from dotenv import load_dotenv

load_dotenv()

COMPOSIO_API_KEY = os.getenv("COMPOSIO_API_KEY")
USER_ID = os.getenv("USER_ID")

composio_client = Composio(api_key=COMPOSIO_API_KEY)

composio_session = composio_client.create(
    user_id=USER_ID,
    toolkits=["ynab"],
)

COMPOSIO_MCP_URL = composio_session.mcp.url

print(f"MCP URL: {COMPOSIO_MCP_URL}")
print(f"\nUse this command to add to Claude Code:")
print(f'claude mcp add --transport http ynab-composio "{COMPOSIO_MCP_URL}" --headers "X-API-Key:{COMPOSIO_API_KEY}"')
```

```typescript
import 'dotenv/config';
import { Composio } from '@composio/core';

const { COMPOSIO_API_KEY, USER_ID } = process.env;

if (!COMPOSIO_API_KEY || !USER_ID) {
  throw new Error('COMPOSIO_API_KEY and USER_ID required in .env');
}

const composioClient = new Composio({ apiKey: COMPOSIO_API_KEY });

const composioSession = await composioClient.create(USER_ID, {
  toolkits: ['ynab'],
});

const composioMcpUrl = composioSession?.mcp.url;

console.log(`MCP URL: ${composioMcpUrl}`);
console.log(`\nUse this command to add to Claude Code:`);
console.log(`claude mcp add --transport http ynab-composio "${composioMcpUrl}" --headers "X-API-Key:${COMPOSIO_API_KEY}"`);
```

## Conclusion

You've successfully integrated Ynab with Claude Code using Composio's MCP server. Now you can interact with Ynab directly from your terminal using natural language commands.
Key features of this setup:
- Terminal-native experience without switching contexts
- Natural language commands for Ynab operations
- Secure authentication through Composio's managed MCP
- Tool Router for dynamic tool discovery and execution
Next steps:
- Try asking Claude Code to perform various Ynab operations
- Add more toolkits to your Tool Router session for multi-app workflows
- Integrate this setup into your development workflow for increased productivity
You can extend this by adding more toolkits, implementing custom workflows, or building automation scripts that leverage Claude Code's capabilities.

## How to build Ynab MCP Agent with another framework

- [OpenAI Agents SDK](https://composio.dev/toolkits/ynab/framework/open-ai-agents-sdk)
- [Claude Agent SDK](https://composio.dev/toolkits/ynab/framework/claude-agents-sdk)
- [Claude Cowork](https://composio.dev/toolkits/ynab/framework/claude-cowork)
- [Codex](https://composio.dev/toolkits/ynab/framework/codex)
- [OpenClaw](https://composio.dev/toolkits/ynab/framework/openclaw)
- [Hermes](https://composio.dev/toolkits/ynab/framework/hermes-agent)
- [CLI](https://composio.dev/toolkits/ynab/framework/cli)
- [Google ADK](https://composio.dev/toolkits/ynab/framework/google-adk)
- [LangChain](https://composio.dev/toolkits/ynab/framework/langchain)
- [Vercel AI SDK](https://composio.dev/toolkits/ynab/framework/ai-sdk)
- [Mastra AI](https://composio.dev/toolkits/ynab/framework/mastra-ai)
- [LlamaIndex](https://composio.dev/toolkits/ynab/framework/llama-index)
- [CrewAI](https://composio.dev/toolkits/ynab/framework/crew-ai)

## Related Toolkits

- [Stripe](https://composio.dev/toolkits/stripe) - Stripe is a global online payments platform offering APIs for managing payments, customers, and subscriptions. Trusted by businesses for secure, efficient, and scalable payment processing worldwide.
- [Alpha vantage](https://composio.dev/toolkits/alpha_vantage) - Alpha Vantage is a financial data platform offering real-time and historical stock market APIs. Get instant, reliable access to equities, forex, and technical analysis data for smarter trading decisions.
- [Altoviz](https://composio.dev/toolkits/altoviz) - Altoviz is a cloud-based billing and invoicing platform for businesses. It streamlines online payments, expense tracking, and customizable invoice management.
- [Benzinga](https://composio.dev/toolkits/benzinga) - Benzinga provides real-time financial news and data APIs for market coverage. It helps you track breaking news and actionable market insights instantly.
- [Brex](https://composio.dev/toolkits/brex) - Brex provides corporate credit cards and spend management tailored for startups and tech businesses. It helps optimize company cash flow, streamline accounting, and accelerate business growth.
- [Chaser](https://composio.dev/toolkits/chaser) - Chaser is accounts receivable automation software that sends invoice reminders and helps businesses get paid faster. It streamlines the collections process to save time and improve cash flow.
- [Clientary](https://composio.dev/toolkits/clientary) - Clientary is a platform for managing clients, invoices, projects, proposals, and more. It streamlines client work and saves you serious admin time.
- [Coinbase](https://composio.dev/toolkits/coinbase) - Coinbase is a platform for buying, selling, and storing cryptocurrency. It makes exchanging and managing crypto simple and secure for everyone.
- [Coinranking](https://composio.dev/toolkits/coinranking) - Coinranking is a comprehensive cryptocurrency market data platform offering access to real-time coin prices, market caps, and historical data. Get accurate, up-to-date stats for thousands of digital assets in one place.
- [Coupa](https://composio.dev/toolkits/coupa) - Coupa is a business spend management platform for procurement, invoicing, and expenses. It helps organizations streamline purchasing, control costs, and gain complete visibility over financial operations.
- [CurrencyScoop](https://composio.dev/toolkits/currencyscoop) - CurrencyScoop is a developer-friendly API for real-time and historical currency exchange rates. Easily access fiat and crypto data for smart, up-to-date financial applications.
- [Daffy](https://composio.dev/toolkits/daffy) - Daffy is a modern charitable giving platform with a donor-advised fund. Easily set aside funds, grow them tax-free, and donate to over 1.7 million U.S. charities.
- [Eagle doc](https://composio.dev/toolkits/eagle_doc) - Eagle doc is an AI-powered OCR API for invoices and receipts. It delivers fast, reliable, and accurate document data extraction for seamless automation.
- [Elorus](https://composio.dev/toolkits/elorus) - Elorus is an online invoicing and time-tracking software for freelancers and small businesses. Easily manage finances, bill clients, and track work in one place.
- [Eodhd apis](https://composio.dev/toolkits/eodhd_apis) - Eodhd apis delivers comprehensive financial data, including live and historical stock prices, via robust APIs. Easily access reliable, up-to-date market insights to power your apps, dashboards, and analytics.
- [Fidel api](https://composio.dev/toolkits/fidel_api) - Fidel api is a secure platform for linking payment cards to web and mobile apps. It enables real-time card transaction monitoring and event-based automation for businesses.
- [Finage](https://composio.dev/toolkits/finage) - Finage is a secure API platform delivering real-time and historical financial data for stocks, forex, crypto, indices, and commodities. It empowers developers and businesses to access, analyze, and act on market data instantly.
- [Finmei](https://composio.dev/toolkits/finmei) - Finmei is an invoicing tool that simplifies billing, invoice management, and expense tracking. Ideal for automating and organizing your business finances in one place.
- [Fixer](https://composio.dev/toolkits/fixer) - Fixer is a currency data API offering real-time and historical exchange rates for 170 currencies. Instantly access accurate, up-to-date forex data for your applications and workflows.
- [Fixer io](https://composio.dev/toolkits/fixer_io) - Fixer.io is a lightweight API for real-time and historical foreign exchange rates. It makes global currency conversion fast, accurate, and hassle-free.

## Frequently Asked Questions

### What are the differences in Tool Router MCP and Ynab MCP?

With a standalone Ynab MCP server, the agents and LLMs can only access a fixed set of Ynab tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from Ynab and many other apps based on the task at hand, all through a single MCP endpoint.

### Can I use Tool Router MCP with Claude Code?

Yes, you can. Claude Code fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right Ynab tools.

### Can I manage the permissions and scopes for Ynab while using Tool Router?

Yes, absolutely. You can configure which Ynab scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do.

### How safe is my data with Composio Tool Router?

All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your Ynab data and credentials are handled as safely as possible.

---
[See all toolkits](https://composio.dev/toolkits) · [Composio docs](https://docs.composio.dev/llms.txt)
