# How to connect Wise MCP with ChatGPT Work

```json
{
  "title": "How to connect Wise MCP with ChatGPT Work",
  "toolkit": "Wise",
  "toolkit_slug": "wise",
  "framework": "ChatGPT Work",
  "framework_slug": "chatgpt",
  "url": "https://composio.dev/toolkits/wise/framework/chatgpt",
  "markdown_url": "https://composio.dev/toolkits/wise/framework/chatgpt.md",
  "updated_at": "2026-09-08T05:33:49.368Z"
}
```

## Introduction

### How to connect Wise MCP with ChatGPT Work
[ChatGPT Work](https://openai.com/chatgpt-work/) is an agent inside ChatGPT built for your most ambitious work. It takes action across your apps and files, stays with a project for hours, and turns a goal into finished materials like sheets, slides, and docs - not just answers.
In this guide, I will explain the easiest and most secure way to connect your Wise account to ChatGPT Work via Composio Connect, so it can check balances, get currency quotes, create transfers, manage recipients, and view account details through natural language commands without ever putting your account credentials at risk.

## Also integrate Wise with

- [Claude Cowork](https://composio.dev/toolkits/wise/framework/claude-cowork)
- [Hermes](https://composio.dev/toolkits/wise/framework/hermes-agent)

## TL;DR

### Why use Composio over default connectors?
- Apps with read and write access. Default connectors mostly can read your data. Composio's Wise integration lets ChatGPT Work take actions like creating drafts, sending updates, labeling records, and more.
- 1,500+ SaaS toolkits out of the box. Composio gives you instant access to a vast catalog of pre-built connectors, from Gmail and Slack to Notion, Linear, and Salesforce.
- One MCP server for every app. Connect any of your applications on demand through a single endpoint, rather than juggling a separate server for each app.
- Smart, context-aware tool loading. Unlike traditional MCP servers that dump every available tool into the LLM context window, Composio searches for and loads only the tools relevant to the task at hand.
- Cross-app automation. Chain actions across multiple apps in a single run - fetch a thread, summarize it in Notion, and post highlights to Slack without leaving the conversation.

## Connect Wise to ChatGPT Work

### Prerequisites
- A ChatGPT account with access to ChatGPT Work (rolling out across Pro, Enterprise, Edu, Plus, and Business plans). We will use the [ChatGPT desktop app](https://openai.com/chatgpt/download/), which is available on every plan.
- Access to the Wise workspace you want to connect.
- [Composio MCP](https://dashboard.composio.dev/login?utm_source=toolkits&utm_medium=framework_template&utm_campaign=chatgpt&utm_content=composio_connect&next=%2F~%2Forg%2Fconnect%2Fclients%2Fchatgpt).
Note: Composio connects through OAuth. You will be asked to sign in and approve specific permissions. Review the permission screen carefully if you are using a work account.
### Step-by-step: Connect Wise to ChatGPT Work
### 1. Open the MCP settings
In ChatGPT Work, go to Settings and open the Plugins section. Inside the Plugins page, click the MCP tab.
### 2. Add the server
Click Add server. In the Name field enter Composio, for Type select Streamable HTTP, and in the URL field paste the Composio MCP server URL:

```bash
https://connect.composio.dev/mcp
```

## What is the Wise MCP server, and what's possible with it?

The Wise MCP server is an implementation of the Model Context Protocol that connects your AI agent and assistants like Claude, Cursor, etc directly to your Wise account. It provides structured and secure access so your agent can perform Wise operations on your behalf.

## Supported Tools

| Tool slug | Name | Description |
|---|---|---|
| `WISE_CREATE_QUOTE` | Create Quote | Create a transient Wise bank-transfer quote for a personal or business profile. The quote expires; this tool does not create or fund a transfer and does not move money. |
| `WISE_GET_EXCHANGE_RATE` | Get Exchange Rate | Get Wise's latest exchange rate for one source and target currency pair; this is an indicative rate, not a transfer quote. |
| `WISE_GET_QUOTE` | Get Quote | Retrieve a Wise quote by profile and quote ID, including its current status, pricing, payment options, and expiration. |
| `WISE_LIST_ACTIVITIES` | List Activities | List a Wise profile's account activity with optional status, resource-type, and time filters, one page at a time. |
| `WISE_LIST_BALANCES` | List Balances | List standard balances and savings jars for a Wise profile without creating, deleting, or moving funds between balances. |
| `WISE_LIST_CURRENCIES` | List Supported Currencies | List currencies Wise currently supports for transfers, including their ISO codes and decimal support. |
| `WISE_LIST_PROFILES` | List Profiles | List the connected Wise account's personal or business profiles and return the profile IDs required by profile-scoped tools. |
| `WISE_LIST_RECIPIENTS` | List Recipients | List Wise recipients for a profile, optionally filtering by active status, ownership, currency, or account type. Returns summary identity fields but excludes bank-account details; this tool cannot modify recipients. |
| `WISE_LIST_TRANSFERS` | List Transfers | List and filter existing Wise transfers for a profile, one page at a time; this tool cannot create, fund, or cancel transfers. |

## Supported Triggers

None listed.

## Creating MCP Server - Stand-alone vs Composio SDK

Once connected, ChatGPT Work can access the Wise MCP server via Composio to run actions that you authorize, directly in your workspace.

## Complete Code

None listed.

## How to build Wise MCP Agent with another framework

- [Claude Cowork](https://composio.dev/toolkits/wise/framework/claude-cowork)
- [Hermes](https://composio.dev/toolkits/wise/framework/hermes-agent)

## Related Toolkits

- [Stripe](https://composio.dev/toolkits/stripe) - Stripe is a global online payments platform offering APIs for managing payments, customers, and subscriptions. Trusted by businesses for secure, efficient, and scalable payment processing worldwide.
- [44API](https://composio.dev/toolkits/44api) - 44API is an API service for validating VAT and tax identifiers and returning company details. Use it to verify business tax data and manage account IP whitelists quickly.
- [Airwallex](https://composio.dev/toolkits/airwallex) - Airwallex is a global financial platform providing business accounts, payments, payouts, FX, and cards. Built to simplify cross-border payments and streamline financial operations for businesses.
- [Aiwyn Tax MCP](https://composio.dev/toolkits/aiwyn_tax_mcp) - Aiwyn Tax MCP is a tax estimation service powered by Aiwyn's federal and state tax engine. It helps teams estimate tax outcomes without building tax calculation logic from scratch.
- [Alpaca](https://composio.dev/toolkits/alpaca) - Alpaca is a stock and crypto trading platform for commission-free trading, real-time market data, and algorithmic strategies. Use it to build brokerage apps, trading bots, and portfolio workflows with market connectivity.
- [Alpha vantage](https://composio.dev/toolkits/alpha_vantage) - Alpha Vantage is a financial data platform offering real-time and historical stock market APIs. Get instant, reliable access to equities, forex, and technical analysis data for smarter trading decisions.
- [Altoviz](https://composio.dev/toolkits/altoviz) - Altoviz is a cloud-based billing and invoicing platform for businesses. It streamlines online payments, expense tracking, and customizable invoice management.
- [Benzinga](https://composio.dev/toolkits/benzinga) - Benzinga provides real-time financial news and data APIs for market coverage. It helps you track breaking news and actionable market insights instantly.
- [Bigdata.com MCP](https://composio.dev/toolkits/bigdata_com_mcp) - Bigdata.com MCP provides grounded access to financial news, transcripts, filings, and entity intelligence. Ideal for building research workflows and generating timely market insights.
- [Billsby](https://composio.dev/toolkits/billsby) - Billsby is a subscription billing platform for managing customers, subscriptions, invoices, products, plans, usage counters, add-ons, and allowances. It helps SaaS and subscription teams automate billing operations without building complex billing logic from scratch.
- [Brex](https://composio.dev/toolkits/brex) - Brex provides corporate credit cards and spend management tailored for startups and tech businesses. It helps optimize company cash flow, streamline accounting, and accelerate business growth.
- [Cashfree Payments MCP](https://composio.dev/toolkits/cashfree_payments_mcp) - Cashfree Payments MCP is a merchant payments platform that handles collection, payouts, subscriptions, settlements, refunds, and identity verification. Simplifies merchant money lifecycle management with unified, API-driven workflows.
- [Chaser](https://composio.dev/toolkits/chaser) - Chaser is accounts receivable automation software that sends invoice reminders and helps businesses get paid faster. It streamlines the collections process to save time and improve cash flow.
- [Clarity AI MCP](https://composio.dev/toolkits/clarity_ai_mcp) - Clarity AI MCP is an MCP toolkit for simulating SFDR 2.0 fund classifications from a fund name, ISIN, or CUSIP. Use it to tap Clarity AI disclosure data and modeling without building custom sustainability-data workflows.
- [Clientary](https://composio.dev/toolkits/clientary) - Clientary is a platform for managing clients, invoices, projects, proposals, and more. It streamlines client work and saves you serious admin time.
- [Coinbase](https://composio.dev/toolkits/coinbase) - Coinbase is a platform for buying, selling, and storing cryptocurrency. It makes exchanging and managing crypto simple and secure for everyone.
- [Coinranking](https://composio.dev/toolkits/coinranking) - Coinranking is a comprehensive cryptocurrency market data platform offering access to real-time coin prices, market caps, and historical data. Get accurate, up-to-date stats for thousands of digital assets in one place.
- [Coupa](https://composio.dev/toolkits/coupa) - Coupa is a business spend management platform for procurement, invoicing, and expenses. It helps organizations streamline purchasing, control costs, and gain complete visibility over financial operations.
- [CurrencyScoop](https://composio.dev/toolkits/currencyscoop) - CurrencyScoop is a developer-friendly API for real-time and historical currency exchange rates. Easily access fiat and crypto data for smart, up-to-date financial applications.
- [Daffy](https://composio.dev/toolkits/daffy) - Daffy is a modern charitable giving platform with a donor-advised fund. Easily set aside funds, grow them tax-free, and donate to over 1.7 million U.S. charities.

## Frequently Asked Questions

### What are the differences in Tool Router MCP and Wise MCP?

With a standalone Wise MCP server, the agents and LLMs can only access a fixed set of Wise tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from Wise and many other apps based on the task at hand, all through a single MCP endpoint.

### Can I use Tool Router MCP with ChatGPT Work?

Yes, you can. ChatGPT Work fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right Wise tools.

### Can I manage the permissions and scopes for Wise while using Tool Router?

Yes, absolutely. You can configure which Wise scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do.

### How safe is my data with Composio Tool Router?

All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your Wise data and credentials are handled as safely as possible.

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