# How to connect Stripe MCP with ChatGPT

```json
{
  "title": "How to connect Stripe MCP with ChatGPT",
  "toolkit": "Stripe MCP",
  "toolkit_slug": "stripe_mcp",
  "framework": "ChatGPT",
  "framework_slug": "chatgpt",
  "url": "https://composio.dev/toolkits/stripe_mcp/framework/chatgpt",
  "markdown_url": "https://composio.dev/toolkits/stripe_mcp/framework/chatgpt.md",
  "updated_at": "2026-08-25T05:37:45.105Z"
}
```

## Introduction

### How to connect Stripe MCP with ChatGPT
[ChatGPT](https://chatgpt.com/) can take action across your apps and files, stay with a project for hours, and turn a goal into finished materials like sheets, slides, and docs, not just answers.
In this guide, I will explain the easiest and most secure way to connect your Stripe account to ChatGPT via Composio Connect, so it can create customers, charge payments, issue refunds, manage subscriptions, and list products through natural language commands without ever putting your account credentials at risk.

## Also integrate Stripe MCP with

- [Claude Cowork](https://composio.dev/toolkits/stripe_mcp/framework/claude-cowork)
- [Hermes](https://composio.dev/toolkits/stripe_mcp/framework/hermes-agent)

## TL;DR

### Why use Composio over default connectors?
- Apps with read and write access. Default connectors mostly can read your data. Composio's Stripe integration lets ChatGPT take actions like creating drafts, sending updates, labeling records, and more.
- 1,500+ SaaS toolkits out of the box. Composio gives you instant access to a vast catalog of pre-built connectors, from Gmail and Slack to Notion, Linear, and Salesforce.
- One MCP server for every app. Connect any of your applications on demand through a single endpoint, rather than juggling a separate server for each app.
- Smart, context-aware tool loading. Unlike traditional MCP servers that dump every available tool into the LLM context window, Composio searches for and loads only the tools relevant to the task at hand.
- Cross-app automation. Chain actions across multiple apps in a single run - fetch a thread, summarize it in Notion, and post highlights to Slack without leaving the conversation.

## Connect Stripe MCP to ChatGPT

### Prerequisites
- A ChatGPT account. We will use the [ChatGPT desktop app](https://openai.com/chatgpt/download/), and the steps are the same on the web.
- Access to the Stripe workspace you want to connect.
- [Composio plugin](https://dashboard.composio.dev/login?utm_source=toolkits&utm_medium=framework_template&utm_campaign=chatgpt&utm_content=composio_connect&next=%2F~%2Forg%2Fconnect%2Fclients%2Fchatgpt).
Note: Composio connects through OAuth. You will be asked to sign in and approve specific permissions. Review the permission screen carefully if you are using a work account.
### Step-by-step: Connect Stripe to ChatGPT
### 1. Install the Composio plugin
Click the button. ChatGPT opens the Composio plugin page. Click Install plugin.
[Install in ChatGPT](https://chatgpt.com/plugins/plugin_asdk_app_6a58503580c08191b78cc5bdaf4eba6e)
You can also find it inside ChatGPT: go to Settings, open Plugins, search the marketplace for Composio, and click Install plugin.
### 2. Authenticate
After you install, ChatGPT asks you to authenticate with Composio. Log in and click Allow access to authorize ChatGPT to use your Composio account.
### 3. Start using Composio
That is it. Composio tools are now available in ChatGPT. Type @Composio followed by your request, for example @Composio find unread Stripe messages and summarize them, and it will run the actions you authorize. On first use it asks you to authorize Stripe.
### Option 2: Add Composio as an MCP server
If you cannot use the plugin marketplace, add Composio as a custom MCP server instead.
### 1. Open the MCP settings
In ChatGPT, go to Settings and open the Plugins section. Inside the Plugins page, click the MCP tab.
### 2. Add the server
Click Add server. In the Name field enter Composio, for Type select Streamable HTTP, and in the URL field paste the Composio MCP server URL:

```bash
https://connect.composio.dev/mcp
```

## What is the Stripe MCP server, and what's possible with it?

The Stripe MCP server is an implementation of the Model Context Protocol that connects your AI agent and assistants like Claude, Cursor, etc directly to your Stripe account. It provides structured and secure access so your agent can perform Stripe operations on your behalf.

## Supported Tools

| Tool slug | Name | Description |
|---|---|---|
| `STRIPE_MCP_CREATE_REFUND` | Create refund | This tool will refund a payment intent in Stripe. |
| `STRIPE_MCP_GET_STRIPE_ACCOUNT_INFO` | Get stripe account info | This will get the account info for the logged in Stripe account. |
| `STRIPE_MCP_LIST_AVAILABLE_ACCOUNTS_OR_ORGS` | List available accounts or orgs | Lists all Stripe accounts in this session with their stripe_context and livemode values. [USAGE NOTES] - Call this first to get stripe_context and livemode before any account-specific operation. [AGENT BEHAVIOR] - After calling, ask the user which account to use unless already specified. - Warn the user before switching between testmode and livemode. |
| `STRIPE_MCP_MANAGE_STRIPE_ACCOUNTS` | Manage stripe accounts | Returns a URL to the Stripe Dashboard where users can add accounts, remove accounts, or change permissions for this session. [USAGE NOTES] - Use when the user wants to add, remove, or modify permissions for an account. - Call this directly — no need to call list_available_accounts_or_orgs first. [AGENT BEHAVIOR] - Present the URL to the user and wait for them to confirm they completed their changes. - After confirmation, call list_available_accounts_or_orgs to sync the updated account list. |
| `STRIPE_MCP_SEARCH_STRIPE_DOCUMENTATION` | Search stripe documentation | Search the Stripe documentation for the given question and language. It takes two arguments: - question (str): The user question to search an answer for in the Stripe documentation. - language (str, optional): The programming language to search for in the documentation. |
| `STRIPE_MCP_SEND_STRIPE_MCP_FEEDBACK` | Send stripe mcp feedback | Submit feedback from user or agent about Stripe's MCP server tools. Valid: "the search tool returned irrelevant results", "I wish there was a tool for X" Invalid: Stripe API complaints, AI model issues, IDE/environment problems - Only call when feedback clearly targets MCP tools. - If feedback is about one specific tool, include its name in tool_name. - If feedback is from user, quote their exact message and set source to "user". - If a tool didn't follow your expectations as an agent, set source to "agent". |
| `STRIPE_MCP_STRIPE_ANALYTICS` | Stripe analytics | This tool is for analyzing Stripe Sigma and Metrics data (e.g. about revenue, charges, products, invoices, subscriptions, disputes, transactions, tax tables, payments etc) and running SQL-based reporting queries. Use it for historical analytics, aggregations, and business intelligence questions (e.g. MRR, churn, cohorts, revenue trends). Prefer this tool over making multiple Stripe API calls that would need to be joined or aggregated client-side. ## SQL Query Runs **execute_query_run**: Runs a SQL query (Trino) against reporting tables. Requires `sql`. Returns a QueryRun object; use retrieve_query_run to poll. **retrieve_query_run**: Retrieves a QueryRun's status and results. Requires `query_run_id`. **search_query_tables**: Searches available reporting tables by keyword. Requires `search_string`. **retrieve_query_table**: Gets full schema for a specific table. Requires `table_name`, which is the `name` parameter in each table. **execute_query_template**: Starts a pre-built query template for subscription/billing metrics (Trino, async). Requires `metric`. Optional: `dimensions`, `grains`, `metric_filters`. Returns a `query_run_id`; use retrieve_query_template to poll for results. **retrieve_query_template**: Retrieves the status/results of a template run started by execute_query_template. Requires `query_run_id`. ### workflow (custom SQL): 1. search_query_tables: find relevant tables 2. retrieve_query_table: get column names and types 3. execute_query_run: run SQL 4. retrieve_query_run: poll status, get download link ### workflow (query templates): 1. execute_query_template: start a template-based metric query (returns a query_run_id) 2. retrieve_query_template: poll with query_run_id (exponential backoff) until status is 'succeeded', then get download link ## Return types All monetary values returned by this tool are expressed in the smallest currency unit. For example: - 1000 is 10 USD (most two-decimal currencies like GBP, EUR, AUD, CAD, divide by 100 to get the major unit value) - 10 is 10 JPY (zero-decimal currency) - 10000 is 10 BHD (three-decimal currency) - 1000000 is 1 USDC If you don't know how many decimals are in a currency's minor units, use the search_stripe_documentation tool to look it up in https://docs.stripe.com/currencies#minor-units |
| `STRIPE_MCP_STRIPE_API_DETAILS` | Stripe api details | Get detailed parameter information for a specific Stripe API operation. Provide the stripe_api_operation_id from stripe_api_search results to see all path, query, and body parameters with their types, descriptions, and whether they are required. Use before calling the relevant Stripe API execution tool for operations with nested object fields. The response may include an "LLM Context" section with usage guidance specific to the operation — follow any instructions there. |
| `STRIPE_MCP_STRIPE_API_READ` | Stripe api read | Read data from any Stripe API GET operation: 1. Use stripe_api_search to find the operation ID. 2. Use stripe_api_details to understand its parameters (required for operations with nested object fields like address, metadata, or restrictions). 3. Call this tool with the stripe_api_operation_id and a parameters object containing path and query parameters. For mutations (POST/PATCH/PUT/DELETE), use stripe_api_write instead. Monetary values in responses are in the smallest currency unit (e.g. 1000 = $10.00 USD for most currencies). |
| `STRIPE_MCP_STRIPE_API_SEARCH` | Stripe api search | Search for Stripe API operations by providing an intent and a resource to operate on. For the resource, use a specific, descriptive phrase (e.g. "issuing card transactions", "payout methods", "outbound payments") rather than a single generic noun — Stripe has many similar resources, and the extra qualifiers help disambiguate between them rather than causing a miss. Only fall back to the bare core noun (e.g. "transactions") if a specific multi-word search returns no results. Returns matching operations with their HTTP method, path, summary, and top-level parameter names with types. Does not include parameter descriptions, enum values, or nested object fields — use stripe_api_details to get those before calling the relevant Stripe API execution tool. |
| `STRIPE_MCP_STRIPE_API_WRITE` | Stripe api write | Write data via any Stripe API POST/PATCH/PUT/DELETE operation: 1. Use stripe_api_search to find the operation ID. 2. Use stripe_api_details to understand its parameters (required for operations with nested object fields like address, metadata, or restrictions). 3. Call this tool with the stripe_api_operation_id and a parameters object containing path, query, and body parameters. For read-only lookups (GET), use stripe_api_read instead. All monetary amounts must be in the smallest currency unit (e.g. 1000 = $10.00 USD for most currencies). |
| `STRIPE_MCP_STRIPE_IMPLEMENTATION_PLANNER` | Stripe implementation planner | Stripe payment integration planner. Use this tool to help users accept payments, sell products online, set up billing, or build any Stripe integration. Call this BEFORE writing code when the user wants to charge customers, add a checkout flow, handle subscriptions, create invoices, or monetize their app. WHEN TO USE: Call this tool when the user wants to: - Accept payments, take payments, or charge customers (credit cards, bank transfers, wallets) - Sell online, build e-commerce, add a shopping cart, or create a checkout page - Set up subscriptions, recurring billing, metered billing, or usage-based pricing - Send invoices or collect one-time payments - Add Stripe to their app, integrate Stripe, or build a payment flow - Understand which Stripe products to use (Checkout, Elements, Payment Intents, Connect, Billing) - Plan an integration architecture before writing code - Monetize an app, add billing, or start charging users FIRST CALL GUIDANCE: Ask the user about their business and payment requirements before choosing a use case: - What do they sell? (physical goods, digital products, SaaS, services, marketplace) - Payment model? (one-time, subscriptions, invoices, usage-based) - Platform? (web, mobile app, in-person, payment links) - Complexity? (simple payment link vs. custom integration in existing tech stack) Then pass their full description as the message parameter. Returns JSON with use cases, decision trees, documentation links, and a guide_id for follow-up calls. RULES: - Do NOT pass a guide_id unless you received it from this tool in this conversation. - Do NOT retry with different guide_ids if one fails — omit guide_id to start fresh. |

## Supported Triggers

None listed.

## Creating MCP Server - Stand-alone vs Composio SDK

Once connected, ChatGPT can access the Stripe MCP server via Composio to run actions that you authorize, directly in your workspace.

## Complete Code

None listed.

## How to build Stripe MCP Agent with another framework

- [Claude Cowork](https://composio.dev/toolkits/stripe_mcp/framework/claude-cowork)
- [Hermes](https://composio.dev/toolkits/stripe_mcp/framework/hermes-agent)

## Related Toolkits

- [Stripe](https://composio.dev/toolkits/stripe) - Stripe is a global online payments platform offering APIs for managing payments, customers, and subscriptions. Trusted by businesses for secure, efficient, and scalable payment processing worldwide.
- [44API](https://composio.dev/toolkits/44api) - 44API is an API service for validating VAT and tax identifiers and returning company details. Use it to verify business tax data and manage account IP whitelists quickly.
- [Airwallex](https://composio.dev/toolkits/airwallex) - Airwallex is a global financial platform providing business accounts, payments, payouts, FX, and cards. Built to simplify cross-border payments and streamline financial operations for businesses.
- [Aiwyn Tax MCP](https://composio.dev/toolkits/aiwyn_tax_mcp) - Aiwyn Tax MCP is a tax estimation service powered by Aiwyn's federal and state tax engine. It helps teams estimate tax outcomes without building tax calculation logic from scratch.
- [Alpaca](https://composio.dev/toolkits/alpaca) - Alpaca is a stock and crypto trading platform for commission-free trading, real-time market data, and algorithmic strategies. Use it to build brokerage apps, trading bots, and portfolio workflows with market connectivity.
- [Alpha vantage](https://composio.dev/toolkits/alpha_vantage) - Alpha Vantage is a financial data platform offering real-time and historical stock market APIs. Get instant, reliable access to equities, forex, and technical analysis data for smarter trading decisions.
- [Altoviz](https://composio.dev/toolkits/altoviz) - Altoviz is a cloud-based billing and invoicing platform for businesses. It streamlines online payments, expense tracking, and customizable invoice management.
- [Benzinga](https://composio.dev/toolkits/benzinga) - Benzinga provides real-time financial news and data APIs for market coverage. It helps you track breaking news and actionable market insights instantly.
- [Bigdata.com MCP](https://composio.dev/toolkits/bigdata_com_mcp) - Bigdata.com MCP provides grounded access to financial news, transcripts, filings, and entity intelligence. Ideal for building research workflows and generating timely market insights.
- [Billsby](https://composio.dev/toolkits/billsby) - Billsby is a subscription billing platform for managing customers, subscriptions, invoices, products, plans, usage counters, add-ons, and allowances. It helps SaaS and subscription teams automate billing operations without building complex billing logic from scratch.
- [Brex](https://composio.dev/toolkits/brex) - Brex provides corporate credit cards and spend management tailored for startups and tech businesses. It helps optimize company cash flow, streamline accounting, and accelerate business growth.
- [Cashfree Payments MCP](https://composio.dev/toolkits/cashfree_payments_mcp) - Cashfree Payments MCP is a merchant payments platform that handles collection, payouts, subscriptions, settlements, refunds, and identity verification. Simplifies merchant money lifecycle management with unified, API-driven workflows.
- [Chaser](https://composio.dev/toolkits/chaser) - Chaser is accounts receivable automation software that sends invoice reminders and helps businesses get paid faster. It streamlines the collections process to save time and improve cash flow.
- [Clarity AI MCP](https://composio.dev/toolkits/clarity_ai_mcp) - Clarity AI MCP is an MCP toolkit for simulating SFDR 2.0 fund classifications from a fund name, ISIN, or CUSIP. Use it to tap Clarity AI disclosure data and modeling without building custom sustainability-data workflows.
- [Clientary](https://composio.dev/toolkits/clientary) - Clientary is a platform for managing clients, invoices, projects, proposals, and more. It streamlines client work and saves you serious admin time.
- [Coinbase](https://composio.dev/toolkits/coinbase) - Coinbase is a platform for buying, selling, and storing cryptocurrency. It makes exchanging and managing crypto simple and secure for everyone.
- [Coinbase Wallet MCP](https://composio.dev/toolkits/coinbase_wallet_mcp) - Coinbase Wallet MCP is Coinbase's wallet service for interacting with onchain accounts. Use it to give agents secure, structured access to inspect wallets and request onchain actions.
- [Coinranking](https://composio.dev/toolkits/coinranking) - Coinranking is a comprehensive cryptocurrency market data platform offering access to real-time coin prices, market caps, and historical data. Get accurate, up-to-date stats for thousands of digital assets in one place.
- [Coupa](https://composio.dev/toolkits/coupa) - Coupa is a business spend management platform for procurement, invoicing, and expenses. It helps organizations streamline purchasing, control costs, and gain complete visibility over financial operations.
- [CurrencyScoop](https://composio.dev/toolkits/currencyscoop) - CurrencyScoop is a developer-friendly API for real-time and historical currency exchange rates. Easily access fiat and crypto data for smart, up-to-date financial applications.

## Frequently Asked Questions

### What are the differences in Tool Router MCP and Stripe MCP?

With a standalone Stripe MCP server, the agents and LLMs can only access a fixed set of Stripe tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from Stripe and many other apps based on the task at hand, all through a single MCP endpoint.

### Can I use Tool Router MCP with ChatGPT?

Yes, you can. ChatGPT fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right Stripe tools.

### Can I manage the permissions and scopes for Stripe while using Tool Router?

Yes, absolutely. You can configure which Stripe scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do.

### How safe is my data with Composio Tool Router?

All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your Stripe data and credentials are handled as safely as possible.

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