# How to integrate Splitwise MCP with Claude Code

```json
{
  "title": "How to integrate Splitwise MCP with Claude Code",
  "toolkit": "Splitwise",
  "toolkit_slug": "splitwise",
  "framework": "Claude Code",
  "framework_slug": "claude-code",
  "url": "https://composio.dev/toolkits/splitwise/framework/claude-code",
  "markdown_url": "https://composio.dev/toolkits/splitwise/framework/claude-code.md",
  "updated_at": "2026-05-12T10:26:49.209Z"
}
```

## Introduction

Manage your Splitwise directly from Claude Code with zero worries about OAuth hassles, API-breaking issues, or reliability and security concerns.
You can do this in two different ways:
- Via [Composio Connect](https://dashboard.composio.dev/login?utm_source=toolkits&utm_medium=framework_template&utm_campaign=claude-code&utm_content=composio_connect&next=%2F~%2Forg%2Fconnect%2Fclients%2Fclaude-code) - Direct and easiest approach
- Via [Composio SDK](https://docs.composio.dev/docs?utm_source=toolkits&utm_medium=framework_template&utm_campaign=claude-code&utm_content=composio_sdk) - Programmatic approach with more control

## Also integrate Splitwise with

- [OpenAI Agents SDK](https://composio.dev/toolkits/splitwise/framework/open-ai-agents-sdk)
- [Claude Agent SDK](https://composio.dev/toolkits/splitwise/framework/claude-agents-sdk)
- [Claude Cowork](https://composio.dev/toolkits/splitwise/framework/claude-cowork)
- [Codex](https://composio.dev/toolkits/splitwise/framework/codex)
- [OpenClaw](https://composio.dev/toolkits/splitwise/framework/openclaw)
- [Hermes](https://composio.dev/toolkits/splitwise/framework/hermes-agent)
- [CLI](https://composio.dev/toolkits/splitwise/framework/cli)
- [Google ADK](https://composio.dev/toolkits/splitwise/framework/google-adk)
- [LangChain](https://composio.dev/toolkits/splitwise/framework/langchain)
- [Vercel AI SDK](https://composio.dev/toolkits/splitwise/framework/ai-sdk)
- [Mastra AI](https://composio.dev/toolkits/splitwise/framework/mastra-ai)
- [LlamaIndex](https://composio.dev/toolkits/splitwise/framework/llama-index)
- [CrewAI](https://composio.dev/toolkits/splitwise/framework/crew-ai)

## TL;DR

- Only one MCP URL to connect multiple apps with Claude Code with zero auth hassles.
- Programmatic tool calling allows LLMs to write its code in a remote workbench to handle complex tool chaining. Reduces to-and-fro with LLMs for frequent tool calling.
- Handling Large tool responses out of LLM context to minimize context rot.
- Dynamic just-in-time access to 20,000 tools across 1000+ other Apps for cross-app workflows. It loads the tools you need, so LLMs aren't overwhelmed by tools you don't need.

## Connect Splitwise to Claude Code

### Connecting Splitwise to Claude Code using Composio
1. Add the Composio MCP to Claude

```bash
claude mcp add --scope user --transport http composio https://connect.composio.dev/mcp
```

## What is Claude Code?

Claude Code is Anthropic's command line developer tool that lets you use Claude directly inside your terminal. Instead of switching between your editor, browser, and chat, you can stay in your project folder and ask Claude to help you build, debug, refactor, and understand code right where you're working.
Key features include:
- Terminal-Native Experience: Work with Claude directly in your command line without switching contexts
- MCP Support: Built-in support for Model Context Protocol servers to extend Claude's capabilities
- Project Context: Claude understands your project structure and can read, write, and modify files
- Interactive Development: Ask questions, debug code, and get help in real-time while coding
- Multi-Platform: Works on macOS, Linux, WSL, and Windows

## What is the Splitwise MCP server, and what's possible with it?

The Splitwise MCP server is an implementation of the Model Context Protocol that connects your AI agent and assistants like Claude, Cursor, etc directly to your Splitwise account. It provides structured and secure access to your expenses and group data, so your agent can perform actions like creating expenses, adding friends, retrieving categories, and managing your account on your behalf.
- Expense tracking and creation: Quickly have your agent record new expenses, split bills, or log payments—either between you and friends or within groups.
- Friend and contact management: Easily add new friends with their email and name, or remove existing friends to keep your network current.
- Group info and collaboration: Retrieve details about any group you belong to, making it simple to manage shared costs and stay organized with your housemates, travel buddies, or teams.
- Expense category and currency lookup: Ask the agent to fetch available expense categories or supported currencies, helping you record transactions accurately and consistently.
- Account and profile insights: Let your agent pull your current user details so you can quickly review account information or verify profile data as needed.

## Supported Tools

| Tool slug | Name | Description |
|---|---|---|
| `SPLITWISE_ADD_FRIEND` | Add Friend | Tool to add a new friend to Splitwise. Use when you have the friend's email and name details ready. |
| `SPLITWISE_ADD_USER_TO_GROUP` | Add User to Group | Tool to add a user to a group. Use when you need to add an existing Splitwise user to a specific group. Note: 200 OK does not indicate success; always check the response 'success' field. |
| `SPLITWISE_CREATE_COMMENT` | Create Comment | Tool to create a comment on a specific expense. Use when you need to add a comment or note to an existing expense. |
| `SPLITWISE_CREATE_EXPENSE` | Create Expense | Tool to create a new Splitwise expense. Use when you need to record a payment or bill in a group or between users. Provide exactly one of split_equally or users for shares — supplying both or neither causes a validation error and no expense is created. |
| `SPLITWISE_CREATE_FRIENDS` | Create Friends | Tool to add multiple friends at once to Splitwise. Use when you need to add several friends in a single operation. |
| `SPLITWISE_CREATE_GROUP` | Create Group | Tool to create a new group in Splitwise. Use when you need to create a group for tracking shared expenses. The current user is automatically added to the group. You can optionally add other members during creation. |
| `SPLITWISE_DELETE_COMMENT` | Delete Comment | Tool to delete a comment by its ID. Use after confirming you have a valid comment ID. |
| `SPLITWISE_DELETE_EXPENSE` | Delete Expense | Tool to delete an existing expense by its ID. Deletion is irreversible — no undelete capability exists. Use after confirming you have the correct expense ID. Inspect the response's `success` and `error` fields to verify deletion succeeded; failures (e.g., user lacks owner/participant permissions) are surfaced there. |
| `SPLITWISE_DELETE_FRIEND` | Delete Friend | Tool to delete an existing friend by ID. Use when you need to remove a friend relationship by its user ID. Call after confirming the correct friend ID. |
| `SPLITWISE_DELETE_GROUP` | Delete Group | Tool to delete a group and all associated records by its ID. Use when you need to permanently remove a group and its expenses. Call after confirming the correct group ID. |
| `SPLITWISE_GET_CATEGORIES` | Get Categories | Tool to retrieve expense categories. Use when you need to list available categories before creating an expense. |
| `SPLITWISE_GET_COMMENTS` | Get Comments | Tool to retrieve all comments associated with a specific expense. Use when you need to view comments on an expense, including both system-generated updates and user-authored messages. |
| `SPLITWISE_GET_CURRENCIES` | Get Currencies | Tool to retrieve a list of supported currencies. Use when you need to display or validate currency options. |
| `SPLITWISE_GET_CURRENT_USER` | Get Current User | Tool to retrieve information about the current authenticated user. Use when you need profile details of the logged-in user. |
| `SPLITWISE_GET_EXPENSE` | Get Expense | Tool to retrieve detailed information about a specific expense by ID. Use when you need to view expense details including participants, shares, and repayments. |
| `SPLITWISE_GET_EXPENSES` | Get Expenses | Tool to list the current user's expenses from Splitwise account. Use when you need to view expenses with optional filters like date ranges, groups, or friends. |
| `SPLITWISE_GET_FRIEND` | Get Friend Details | Tool to retrieve detailed information about a specific friend. Use when you need to get profile details and balance information for a friend by their user ID. |
| `SPLITWISE_GET_FRIENDS` | Get Friends | Tool to list current user's friends on Splitwise. Use when you need to view all friends, their balances, and shared groups. |
| `SPLITWISE_GET_GROUP` | Get Group Details | Tool to retrieve detailed information about a specific group. Returns full group details including members, balances, debts (both original and simplified), avatar URLs, and group settings. Use this when you need comprehensive information about a particular group, such as viewing who owes what to whom. Use group ID of 0 to get non-group expenses. |
| `SPLITWISE_GET_GROUPS` | Get Groups | Retrieves all groups the authenticated user belongs to, including group details, members, balances, and debt information. Returns a 'groups' array with no server-side filtering; all name- or ID-based filtering must be done client-side on the full response. Group names may share similar strings or differ in case/whitespace — normalize when matching and prefer group_id once identified. The groups array may be empty if the user belongs to no groups. |
| `SPLITWISE_GET_NOTIFICATIONS` | Get Notifications | Tool to retrieve recent activity notifications from the user's Splitwise account. Returns notifications with HTML content suitable for display, with the most recent items first. Use when you need to view recent account activity or updates. |
| `SPLITWISE_GET_USER` | Get User Information | Retrieves basic profile information about any Splitwise user by their ID. Returns the user's name, email, registration status, and profile picture. This endpoint only returns public user information. For the authenticated user's full profile (including notifications, currency preferences, and locale settings), use get_current_user instead. |
| `SPLITWISE_REMOVE_USER_FROM_GROUP` | Remove User from Group | Tool to remove a user from a group. Use when you need to remove a user from a specific group. Note: User must have a zero balance in the group for removal to succeed. 200 OK does not indicate success; always check the response 'success' field. |
| `SPLITWISE_UNDELETE_EXPENSE` | Restore Deleted Expense | Tool to restore a previously deleted expense and its associated records. Use when you need to recover an expense that was deleted. Call after confirming the correct expense ID. Not a guaranteed undo mechanism — treat deletion as high-impact and verify restoration completeness afterward. |
| `SPLITWISE_UNDELETE_GROUP` | Restore Deleted Group | Tool to restore a previously deleted group and all its associated records. Use when you need to recover a group that was deleted. Call after confirming the correct group ID. |
| `SPLITWISE_UPDATE_EXPENSE` | Update Expense | Tool to update an existing Splitwise expense. Use when you need to modify expense details such as cost, description, or participant shares. Only include fields you want to change. Note that a 200 OK response does not guarantee success - check that the errors object is empty. |
| `SPLITWISE_UPDATE_USER` | Update User | Tool to update user account details including name, email, password, and preferences. Use when you need to modify the current user's profile information. |

## Supported Triggers

None listed.

## Creating MCP Server - Stand-alone vs Composio SDK

The Splitwise MCP server is an implementation of the Model Context Protocol that connects Claude Code (and other AI assistants like Claude and Cursor) directly to your Splitwise account. It provides structured and secure access so Claude can perform Splitwise operations on your behalf.
With Composio's managed implementation, you don't have to create your own developer app. For production, if you're building an end product, we recommend using your own credentials. The managed server helps you prototype fast and go from 0-1 faster.

## Step-by-step Guide

### 1. Prerequisites

Before starting, make sure you have:
- Claude Pro, Max, or API billing enabled Anthropic account
- Composio API Key
- A Splitwise account
- Basic knowledge of Python or TypeScript

### 1. Install Claude Code

To install Claude Code, use one of the following methods based on your operating system:
```bash
# macOS, Linux, WSL
curl -fsSL https://claude.ai/install.sh | bash

# Windows PowerShell
irm https://claude.ai/install.ps1 | iex

# Windows CMD
curl -fsSL https://claude.ai/install.cmd -o install.cmd && install.cmd && del install.cmd
```

### 2. Set up Claude Code

Open a terminal, go to your project folder, and start Claude Code:
- Claude Code will open in your terminal
- Follow the prompts to sign in with your Anthropic account
- Complete the authentication flow
- Once authenticated, you can start using Claude Code
```bash
cd your-project-folder
claude
```

### 3. Set up environment variables

Create a .env file in your project root with the following variables:
- COMPOSIO_API_KEY authenticates with Composio (get it from [Composio dashboard](https://dashboard.composio.dev/login?utm_source=toolkits&utm_medium=framework_template&utm_campaign=claude-code&utm_content=api_key&next=%2F~%2Forg%2Fconnect%2Fclients%2Fclaude-code))
- USER_ID identifies the user for session management (use any unique identifier)
```bash
COMPOSIO_API_KEY=your_composio_api_key_here
USER_ID=your_user_id_here
```

### 4. Install Composio library

No description provided.
```python
pip install composio-core python-dotenv
```

```typescript
npm install @composio/core dotenv
```

### 5. Generate Composio MCP URL

No description provided.
```python
import os
from composio import Composio
from dotenv import load_dotenv

load_dotenv()

COMPOSIO_API_KEY = os.getenv("COMPOSIO_API_KEY")
USER_ID = os.getenv("USER_ID")

composio_client = Composio(api_key=COMPOSIO_API_KEY)

composio_session = composio_client.create(
    user_id=USER_ID,
    toolkits=["splitwise"],
)

COMPOSIO_MCP_URL = composio_session.mcp.url

print(f"MCP URL: {COMPOSIO_MCP_URL}")
print(f"\nUse this command to add to Claude Code:")
print(f'claude mcp add --transport http splitwise-composio "{COMPOSIO_MCP_URL}" --headers "X-API-Key:{COMPOSIO_API_KEY}"')
```

```typescript
import 'dotenv/config';
import { Composio } from '@composio/core';

const { COMPOSIO_API_KEY, USER_ID } = process.env;

if (!COMPOSIO_API_KEY || !USER_ID) {
  throw new Error('COMPOSIO_API_KEY and USER_ID required in .env');
}

const composioClient = new Composio({ apiKey: COMPOSIO_API_KEY });

const composioSession = await composioClient.create(USER_ID, {
  toolkits: ['splitwise'],
});

const composioMcpUrl = composioSession?.mcp.url;

console.log(`MCP URL: ${composioMcpUrl}`);
console.log(`\nUse this command to add to Claude Code:`);
console.log(`claude mcp add --transport http splitwise-composio "${composioMcpUrl}" --headers "X-API-Key:${COMPOSIO_API_KEY}"`);
```

### 6. Run the script and copy the MCP URL

No description provided.
```python
python generate_mcp_url.py
```

```typescript
node --loader ts-node/esm generate_mcp_url.ts
# or if using tsx
tsx generate_mcp_url.ts
```

### 7. Add Splitwise MCP to Claude Code

In your terminal, add the MCP server using the command from the previous step. The command format is:
- claude mcp add registers a new MCP server with Claude Code
- --transport http specifies that this is an HTTP-based MCP server
- The server name (splitwise-composio) is how you'll reference it
- The URL points to your Composio Tool Router session
- --headers includes your Composio API key for authentication
After running the command, close the current Claude Code session and start a new one for the changes to take effect.
```bash
claude mcp add --transport http splitwise-composio "YOUR_MCP_URL_HERE" --headers "X-API-Key:YOUR_COMPOSIO_API_KEY"

# Then restart Claude Code
exit
claude
```

### 8. Verify the installation

Check that your Splitwise MCP server is properly configured.
- This command lists all MCP servers registered with Claude Code
- You should see your splitwise-composio entry in the list
- This confirms that Claude Code can now access Splitwise tools
If everything is wired up, you should see your splitwise-composio entry listed:
```bash
claude mcp list
```

### 9. Authenticate Splitwise

The first time you try to use Splitwise tools, you'll be prompted to authenticate.
- Claude Code will detect that you need to authenticate with Splitwise
- It will show you an authentication link
- Open the link in your browser (or copy/paste it)
- Complete the Splitwise authorization flow
- Return to the terminal and start using Splitwise through Claude Code
Once authenticated, you can ask Claude Code to perform Splitwise operations in natural language. For example:
- "Add a new friend using their email"
- "Create a dinner expense split equally"
- "List all groups I'm part of"

## Complete Code

```python
import os
from composio import Composio
from dotenv import load_dotenv

load_dotenv()

COMPOSIO_API_KEY = os.getenv("COMPOSIO_API_KEY")
USER_ID = os.getenv("USER_ID")

composio_client = Composio(api_key=COMPOSIO_API_KEY)

composio_session = composio_client.create(
    user_id=USER_ID,
    toolkits=["splitwise"],
)

COMPOSIO_MCP_URL = composio_session.mcp.url

print(f"MCP URL: {COMPOSIO_MCP_URL}")
print(f"\nUse this command to add to Claude Code:")
print(f'claude mcp add --transport http splitwise-composio "{COMPOSIO_MCP_URL}" --headers "X-API-Key:{COMPOSIO_API_KEY}"')
```

```typescript
import 'dotenv/config';
import { Composio } from '@composio/core';

const { COMPOSIO_API_KEY, USER_ID } = process.env;

if (!COMPOSIO_API_KEY || !USER_ID) {
  throw new Error('COMPOSIO_API_KEY and USER_ID required in .env');
}

const composioClient = new Composio({ apiKey: COMPOSIO_API_KEY });

const composioSession = await composioClient.create(USER_ID, {
  toolkits: ['splitwise'],
});

const composioMcpUrl = composioSession?.mcp.url;

console.log(`MCP URL: ${composioMcpUrl}`);
console.log(`\nUse this command to add to Claude Code:`);
console.log(`claude mcp add --transport http splitwise-composio "${composioMcpUrl}" --headers "X-API-Key:${COMPOSIO_API_KEY}"`);
```

## Conclusion

You've successfully integrated Splitwise with Claude Code using Composio's MCP server. Now you can interact with Splitwise directly from your terminal using natural language commands.
Key features of this setup:
- Terminal-native experience without switching contexts
- Natural language commands for Splitwise operations
- Secure authentication through Composio's managed MCP
- Tool Router for dynamic tool discovery and execution
Next steps:
- Try asking Claude Code to perform various Splitwise operations
- Add more toolkits to your Tool Router session for multi-app workflows
- Integrate this setup into your development workflow for increased productivity
You can extend this by adding more toolkits, implementing custom workflows, or building automation scripts that leverage Claude Code's capabilities.

## How to build Splitwise MCP Agent with another framework

- [OpenAI Agents SDK](https://composio.dev/toolkits/splitwise/framework/open-ai-agents-sdk)
- [Claude Agent SDK](https://composio.dev/toolkits/splitwise/framework/claude-agents-sdk)
- [Claude Cowork](https://composio.dev/toolkits/splitwise/framework/claude-cowork)
- [Codex](https://composio.dev/toolkits/splitwise/framework/codex)
- [OpenClaw](https://composio.dev/toolkits/splitwise/framework/openclaw)
- [Hermes](https://composio.dev/toolkits/splitwise/framework/hermes-agent)
- [CLI](https://composio.dev/toolkits/splitwise/framework/cli)
- [Google ADK](https://composio.dev/toolkits/splitwise/framework/google-adk)
- [LangChain](https://composio.dev/toolkits/splitwise/framework/langchain)
- [Vercel AI SDK](https://composio.dev/toolkits/splitwise/framework/ai-sdk)
- [Mastra AI](https://composio.dev/toolkits/splitwise/framework/mastra-ai)
- [LlamaIndex](https://composio.dev/toolkits/splitwise/framework/llama-index)
- [CrewAI](https://composio.dev/toolkits/splitwise/framework/crew-ai)

## Related Toolkits

- [Stripe](https://composio.dev/toolkits/stripe) - Stripe is a global online payments platform offering APIs for managing payments, customers, and subscriptions. Trusted by businesses for secure, efficient, and scalable payment processing worldwide.
- [Alpha vantage](https://composio.dev/toolkits/alpha_vantage) - Alpha Vantage is a financial data platform offering real-time and historical stock market APIs. Get instant, reliable access to equities, forex, and technical analysis data for smarter trading decisions.
- [Altoviz](https://composio.dev/toolkits/altoviz) - Altoviz is a cloud-based billing and invoicing platform for businesses. It streamlines online payments, expense tracking, and customizable invoice management.
- [Benzinga](https://composio.dev/toolkits/benzinga) - Benzinga provides real-time financial news and data APIs for market coverage. It helps you track breaking news and actionable market insights instantly.
- [Brex](https://composio.dev/toolkits/brex) - Brex provides corporate credit cards and spend management tailored for startups and tech businesses. It helps optimize company cash flow, streamline accounting, and accelerate business growth.
- [Chaser](https://composio.dev/toolkits/chaser) - Chaser is accounts receivable automation software that sends invoice reminders and helps businesses get paid faster. It streamlines the collections process to save time and improve cash flow.
- [Clientary](https://composio.dev/toolkits/clientary) - Clientary is a platform for managing clients, invoices, projects, proposals, and more. It streamlines client work and saves you serious admin time.
- [Coinbase](https://composio.dev/toolkits/coinbase) - Coinbase is a platform for buying, selling, and storing cryptocurrency. It makes exchanging and managing crypto simple and secure for everyone.
- [Coinranking](https://composio.dev/toolkits/coinranking) - Coinranking is a comprehensive cryptocurrency market data platform offering access to real-time coin prices, market caps, and historical data. Get accurate, up-to-date stats for thousands of digital assets in one place.
- [Coupa](https://composio.dev/toolkits/coupa) - Coupa is a business spend management platform for procurement, invoicing, and expenses. It helps organizations streamline purchasing, control costs, and gain complete visibility over financial operations.
- [CurrencyScoop](https://composio.dev/toolkits/currencyscoop) - CurrencyScoop is a developer-friendly API for real-time and historical currency exchange rates. Easily access fiat and crypto data for smart, up-to-date financial applications.
- [Daffy](https://composio.dev/toolkits/daffy) - Daffy is a modern charitable giving platform with a donor-advised fund. Easily set aside funds, grow them tax-free, and donate to over 1.7 million U.S. charities.
- [Eagle doc](https://composio.dev/toolkits/eagle_doc) - Eagle doc is an AI-powered OCR API for invoices and receipts. It delivers fast, reliable, and accurate document data extraction for seamless automation.
- [Elorus](https://composio.dev/toolkits/elorus) - Elorus is an online invoicing and time-tracking software for freelancers and small businesses. Easily manage finances, bill clients, and track work in one place.
- [Eodhd apis](https://composio.dev/toolkits/eodhd_apis) - Eodhd apis delivers comprehensive financial data, including live and historical stock prices, via robust APIs. Easily access reliable, up-to-date market insights to power your apps, dashboards, and analytics.
- [Fidel api](https://composio.dev/toolkits/fidel_api) - Fidel api is a secure platform for linking payment cards to web and mobile apps. It enables real-time card transaction monitoring and event-based automation for businesses.
- [Finage](https://composio.dev/toolkits/finage) - Finage is a secure API platform delivering real-time and historical financial data for stocks, forex, crypto, indices, and commodities. It empowers developers and businesses to access, analyze, and act on market data instantly.
- [Finmei](https://composio.dev/toolkits/finmei) - Finmei is an invoicing tool that simplifies billing, invoice management, and expense tracking. Ideal for automating and organizing your business finances in one place.
- [Fixer](https://composio.dev/toolkits/fixer) - Fixer is a currency data API offering real-time and historical exchange rates for 170 currencies. Instantly access accurate, up-to-date forex data for your applications and workflows.
- [Fixer io](https://composio.dev/toolkits/fixer_io) - Fixer.io is a lightweight API for real-time and historical foreign exchange rates. It makes global currency conversion fast, accurate, and hassle-free.

## Frequently Asked Questions

### What are the differences in Tool Router MCP and Splitwise MCP?

With a standalone Splitwise MCP server, the agents and LLMs can only access a fixed set of Splitwise tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from Splitwise and many other apps based on the task at hand, all through a single MCP endpoint.

### Can I use Tool Router MCP with Claude Code?

Yes, you can. Claude Code fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right Splitwise tools.

### Can I manage the permissions and scopes for Splitwise while using Tool Router?

Yes, absolutely. You can configure which Splitwise scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do.

### How safe is my data with Composio Tool Router?

All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your Splitwise data and credentials are handled as safely as possible.

---
[See all toolkits](https://composio.dev/toolkits) · [Composio docs](https://docs.composio.dev/llms.txt)