# How to integrate Flutterwave MCP with Atomic Agent ```json { "title": "How to integrate Flutterwave MCP with Atomic Agent", "toolkit": "Flutterwave", "toolkit_slug": "flutterwave", "framework": "Atomic Agent", "framework_slug": "atomic-agent", "url": "https://composio.dev/toolkits/flutterwave/framework/atomic-agent", "markdown_url": "https://composio.dev/toolkits/flutterwave/framework/atomic-agent.md", "updated_at": "2026-08-11T13:09:44.325Z" } ``` ## Introduction Atomic Agent is an open-source AI agent that runs on your machine and supports local models through llama.cpp. Connect it to 1,500+ apps through Composio, including Flutterwave. This guide uses Atomic Agent's built-in Composio integration. You need Atomic Agent v0.5.6 or later, your own Composio API key, and a Flutterwave account. See the [Atomic Agent documentation](https://atomicagent.io/docs/?cta_placement=atomic-agent-docs) for installation instructions. ## Also integrate Flutterwave with - [OpenAI Agents SDK](https://composio.dev/toolkits/flutterwave/framework/open-ai-agents-sdk) - [Claude Agent SDK](https://composio.dev/toolkits/flutterwave/framework/claude-agents-sdk) - [Claude Code](https://composio.dev/toolkits/flutterwave/framework/claude-code) - [Claude Cowork](https://composio.dev/toolkits/flutterwave/framework/claude-cowork) - [Codex](https://composio.dev/toolkits/flutterwave/framework/codex) - [OpenClaw](https://composio.dev/toolkits/flutterwave/framework/openclaw) - [Hermes](https://composio.dev/toolkits/flutterwave/framework/hermes-agent) - [Google ADK](https://composio.dev/toolkits/flutterwave/framework/google-adk) - [LangChain](https://composio.dev/toolkits/flutterwave/framework/langchain) - [Vercel AI SDK](https://composio.dev/toolkits/flutterwave/framework/ai-sdk) - [Mastra AI](https://composio.dev/toolkits/flutterwave/framework/mastra-ai) - [LlamaIndex](https://composio.dev/toolkits/flutterwave/framework/llama-index) - [CrewAI](https://composio.dev/toolkits/flutterwave/framework/crew-ai) - [Pydantic AI](https://composio.dev/toolkits/flutterwave/framework/pydantic-ai) - [AutoGen](https://composio.dev/toolkits/flutterwave/framework/autogen) ## TL;DR ### How Atomic Agent connects to Flutterwave Atomic Agent connects to Composio's Tool Router over Streamable HTTP MCP. It discovers the tools needed for your request, and Composio handles account authentication. Execution and account-connection tools follow Atomic Agent's configured approval policy. Review any approval prompt before allowing an action on your connected account. ## Connect Flutterwave to Atomic Agent ### Connect Flutterwave to Atomic Agent - Sign up or sign in to the [Composio dashboard](https://dashboard.composio.dev/?cta_placement=atomic-agent-api-key). Copy your API key. - In Atomic Agent, open the Integrations tab and select Composio. Select API key, press e, paste the key, and press Enter. The tools become available immediately, without a restart. - Ask Atomic Agent to do something in Flutterwave. It searches Composio for the right tool. - On first use, open the sign-in link returned in the chat. Connect your Flutterwave account, then return to Atomic Agent to continue. ### Headless setup Add the following line to ~/.atomic-agent/.env, replacing YOUR_COMPOSIO_API_KEY with your key. Start Atomic Agent after saving the file. ```bash COMPOSIO_API_KEY=YOUR_COMPOSIO_API_KEY ``` ## What is the Flutterwave MCP server, and what's possible with it? The Flutterwave MCP server is an implementation of the Model Context Protocol that connects your AI agent and assistants like Claude, Cursor, etc directly to your Flutterwave account. It provides structured and secure access to your payment infrastructure, so your agent can perform actions like creating payment links, managing beneficiaries, setting up virtual accounts, and handling subaccounts on your behalf. - Instant payment link creation: Let your agent generate hosted payment URLs for one-time or recurring transactions, making it easy to collect payments from customers. - Beneficiary management: Add, fetch, or remove transfer beneficiaries directly through your agent, streamlining the process of managing who receives your payouts. - Virtual account generation: Automatically create single or bulk virtual bank accounts for customers, enabling seamless and trackable bank transfers. - Subaccount setup and retrieval: Have your agent create, configure, or fetch subaccounts to manage split payments and disbursements for complex business needs. - Payment link control: Disable active payment links when necessary to prevent further transactions, ensuring you stay in control of your payment flows. ## Supported Tools | Tool slug | Name | Description | |---|---|---| | `FLUTTERWAVE_CANCEL_PAYMENT_PLAN` | Cancel Payment Plan | Tool to cancel a payment plan. Use when you need to prevent all future subscriptions under this plan. | | `FLUTTERWAVE_CREATE_BENEFICIARY` | Create Beneficiary | Tool to create a new transfer beneficiary. Use when you need to add a beneficiary before making a transfer. | | `FLUTTERWAVE_CREATE_BULK_TOKENIZED_CHARGE` | Create Bulk Tokenized Charge | Tool to create a bulk tokenized charge batch for charging multiple previously tokenized cards. Use when you need to process multiple recurring or subscription charges in a single batch. Each charge must reference a valid card token obtained from prior tokenization. | | `FLUTTERWAVE_CREATE_BULK_VIRTUAL_ACCOUNT_NUMBERS` | Create Bulk Virtual Account Numbers | Tool to create multiple virtual account numbers. Use when you need to generate multiple static virtual accounts for customers in a single request. | | `FLUTTERWAVE_CREATE_PAYMENT_LINK` | Create Payment Link | Tool to create a hosted payment link. Use when you need a shareable payment URL for one-time transactions. | | `FLUTTERWAVE_CREATE_PAYMENT_PLAN` | Create Payment Plan | Tool to create a new payment plan. Use after confirming plan and customer details. | | `FLUTTERWAVE_CREATE_REFUND` | Create Refund | Tool to create a refund for a transaction. Use when you need to initiate a refund after confirming the transaction ID and refund amount. | | `FLUTTERWAVE_CREATE_SUBACCOUNT` | Create Subaccount | Tool to create a new subaccount. Use when you need to configure split disbursement accounts. | | `FLUTTERWAVE_CREATE_VIRTUAL_ACCOUNT` | Create Virtual Account | Tool to create a new virtual account number. Use after confirming customer details when assigning a unique account for bank transfers. | | `FLUTTERWAVE_DELETE_BENEFICIARY` | Delete Beneficiary | Tool to delete a beneficiary by ID. Use when you need to remove a saved transfer beneficiary by its unique ID after confirming the ID. | | `FLUTTERWAVE_DELETE_SUBACCOUNT` | Delete Subaccount | Tool to delete a subaccount by ID. Use when you need to remove a subaccount from your Flutterwave account. | | `FLUTTERWAVE_DISABLE_PAYMENT_LINK` | Disable Payment Link | Tool to disable a Flutterwave payment link. Use when you need to prevent further payments from an existing link after confirming the link is valid. | | `FLUTTERWAVE_FETCH_BENEFICIARY` | Fetch Beneficiary | Tool to retrieve details of a specific beneficiary by ID. Use after obtaining a beneficiary ID to fetch its full details from Flutterwave. | | `FLUTTERWAVE_FETCH_SUBACCOUNT` | Fetch Subaccount | Tool to retrieve details of a specific subaccount by ID. Use when you need full subaccount info after creating or updating splits. | | `FLUTTERWAVE_GENERATE_TRANSACTION_REFERENCE` | Generate Transaction Reference | Tool to generate a unique transaction reference. Use when initiating a new Flutterwave transaction requires a unique reference to prevent duplication. | | `FLUTTERWAVE_GET_ALL_SUBSCRIPTIONS` | Get All Subscriptions | Tool to retrieve all subscriptions, including cancelled ones. Use when you need a comprehensive list of subscription records for auditing or reporting. | | `FLUTTERWAVE_GET_ALL_TRANSACTIONS` | Retrieve all transactions | Tool to retrieve a list of all transactions with optional filters. Use when you need to paginate or filter transaction history after confirming valid API credentials. | | `FLUTTERWAVE_GET_ALL_WALLET_BALANCES` | Get All Wallet Balances | Tool to retrieve all wallet balances across currencies. Use when reconciling balances after authentication. | | `FLUTTERWAVE_GET_BALANCES_PER_CURRENCY` | Get Balances per Currency | Tool to retrieve wallet balance for a specific currency. Use after transactions to confirm available and ledger balances in a given currency. | | `FLUTTERWAVE_GET_BANK_BRANCHES` | Get Bank Branches | Tool to retrieve branch codes for a specific bank. Use when you need branch information for transfers in countries like Ghana that require branch codes. | | `FLUTTERWAVE_GET_BANKS_BY_COUNTRY` | Get Banks by Country | Tool to retrieve all banks in a specified country. Use when you need to get available banks for transfers or payments in a specific country. | | `FLUTTERWAVE_GET_BILL_CATEGORIES` | Get Bill Categories | Tool to retrieve available bill categories. Use after authenticating to Flutterwave to display bill payment options to users. | | `FLUTTERWAVE_GET_BULK_TOKENIZED_CHARGE` | Get Bulk Tokenized Charge Status | Tool to retrieve the status of a bulk tokenized charge operation by ID. Use after initiating a bulk tokenized charge to check its processing status. | | `FLUTTERWAVE_GET_BULK_VIRTUAL_ACCOUNT` | Get Bulk Virtual Account | Tool to fetch bulk virtual account details using batch ID. Use this after creating bulk virtual accounts to retrieve the generated account numbers and their details. | | `FLUTTERWAVE_GET_MULTIPLE_REFUND_TRANSACTIONS` | Get Multiple Refund Transactions | Tool to retrieve multiple refund transactions with optional filters. Use when you need to fetch paginated refund data after confirming valid API credentials. | | `FLUTTERWAVE_GET_PAYMENT_PLAN` | Get Payment Plan | Tool to retrieve details of a specific payment plan by ID. Use after obtaining the payment plan ID to fetch its details from Flutterwave. | | `FLUTTERWAVE_GET_PAYMENT_PLANS` | Get Payment Plans | Tool to retrieve a list of all payment plans. Use when you need to fetch and present your account’s configured billing plans. | | `FLUTTERWAVE_GET_REFUND` | Get Refund | Tool to retrieve details of a specific refund by ID. Use after obtaining the refund ID to fetch its details from Flutterwave. | | `FLUTTERWAVE_GET_TRANSACTION` | Get Transaction | Tool to retrieve details of a specific transaction by ID. Use after obtaining the transaction ID to fetch its details from Flutterwave. | | `FLUTTERWAVE_GET_TRANSACTION_FEE` | Get Transaction Fee | Tool to retrieve the fee for a specific transaction. Use when you need to calculate the total charge including fees before initiating the transaction. | | `FLUTTERWAVE_GET_TRANSFER_FEE` | Get Transfer Fee | Tool to retrieve the fee for initiating a transfer. Use when you need to estimate transfer costs before creating a transfer. Example: "Calculate the fee for transferring NGN 5000 to an account." | | `FLUTTERWAVE_GET_TRANSFER_RATES` | Get Transfer Rates | Tool to retrieve exchange rates for transfers between currencies. Use when you need to calculate conversion rates before initiating a cross-currency transfer. | | `FLUTTERWAVE_GET_VIRTUAL_ACCOUNT_NUMBER` | Get Virtual Account Number | Tool to fetch details of a virtual account number by order reference. Use when you need to retrieve account details after creation. | | `FLUTTERWAVE_GET_WALLET_STATEMENT` | Get Wallet Statement | Tool to retrieve wallet balance history with optional filters. Use when you need to view transaction history and balance changes over a period. | | `FLUTTERWAVE_INITIATE_BVN_VERIFICATION` | Initiate BVN Verification | Tool to initiate BVN verification consent. Use when you need to verify a customer's Bank Verification Number (BVN) by obtaining their consent first. The customer will be redirected to a consent page where they provide approval to access their BVN data. | | `FLUTTERWAVE_INITIATE_MOBILE_MONEY_TANZANIA` | Initiate Mobile Money Tanzania | Tool to initiate a mobile money payment in Tanzania. Use after collecting customer details to charge via Tanzanian mobile money networks. | | `FLUTTERWAVE_LIST_ALL_BENEFICIARIES` | List All Beneficiaries | Tool to list all saved beneficiaries. Use when you need to retrieve all transfer beneficiaries associated with your account. | | `FLUTTERWAVE_LIST_BILLER_PRODUCTS` | List Biller Products | Tool to retrieve all products available under a specific biller. Use after getting bill categories to display available products for bill payment. | | `FLUTTERWAVE_LIST_BILLERS` | List Billers | Tool to retrieve available billers. Use after authenticating to Flutterwave to display bill payment biller options to users. | | `FLUTTERWAVE_LIST_CHARGEBACKS` | List Chargebacks | Tool to retrieve a list of chargebacks with optional filtering by Flutterwave reference. Use when you need to view all chargebacks or search for a specific chargeback by transaction reference. | | `FLUTTERWAVE_LIST_PAYOUT_SUBACCOUNT_REFUNDS` | List Payout Subaccount Refunds | Tool to list all payout subaccount refunds with pagination support. Use when you need to retrieve payout subaccount refund history with optional page filtering. | | `FLUTTERWAVE_LIST_PAYOUT_SUBACCOUNTS` | List Payout Subaccounts | Tool to list all payout subaccounts. Use when you need to retrieve all payout subaccounts associated with your Flutterwave account. | | `FLUTTERWAVE_LIST_RECURRING_BILLS` | List Recurring Bills | Tool to retrieve all recurring bill payments. Use when you need to view scheduled or active recurring billing arrangements. | | `FLUTTERWAVE_LIST_SETTLEMENTS` | List all settlements | Tool to retrieve all settlements with optional filters. Use when you need to fetch settlement records, view transaction settlements, or track payment disbursements. | | `FLUTTERWAVE_LIST_SUBACCOUNTS` | List All Subaccounts | Tool to fetch all collection subaccounts. Use when you need to retrieve the complete list of subaccounts for split disbursements. | | `FLUTTERWAVE_LIST_TRANSFERS` | List Transfers | Tool to fetch a list of bulk transfers from your Flutterwave account. Use when you need to retrieve transfer history, check transfer statuses, or filter transfers by reference or status. | | `FLUTTERWAVE_RESOLVE_BANK_ACCOUNT` | Resolve Bank Account | Tool to verify and resolve bank account details. Use when you need to retrieve the account holder name for a Nigerian bank account by providing the account number and bank code. | | `FLUTTERWAVE_RESOLVE_CARD_BIN` | Resolve Card BIN | Tool to resolve and retrieve card BIN information from Flutterwave. Use when you need to get issuer details, card type, and country information for a 6-digit BIN. | | `FLUTTERWAVE_UPDATE_PAYMENT_PLAN` | Update Payment Plan | Tool to update an existing payment plan. Use when you need to modify a payment plan's name or status. | | `FLUTTERWAVE_UPDATE_SUBACCOUNT` | Update Subaccount | Tool to update an existing subaccount. Use when you need to modify split disbursement settings or business details. | | `FLUTTERWAVE_VALIDATE_BILL_ITEM` | Validate Bill Item | Tool to validate a bill service before payment. Use before initiating a bill payment to confirm the customer identifier (account number, meter number, etc.) is valid and retrieve customer details. | | `FLUTTERWAVE_VERIFY_TRANSACTION_BY_REFERENCE` | Verify Transaction by Reference | Tool to verify a transaction using its transaction reference. Use when you have a transaction reference (tx_ref) and need to confirm the transaction status and retrieve its details. | | `FLUTTERWAVE_VIEW_TRANSACTION_TIMELINE` | View Transaction Timeline | Tool to retrieve the event timeline for a transaction. Use after obtaining the transaction ID to audit or track the sequence of events. | ## Supported Triggers None listed. ## Troubleshooting ### Why is my API key rejected? Copy the key directly from the Composio dashboard. Atomic Agent requires ASCII characters because it sends the key in an HTTP header. Remove any extra characters introduced when copying. ### Why are Composio tools unavailable after saving a key? Check that you use Atomic Agent v0.5.6 or later and that Composio is enabled in your configuration. A "composio": { "enabled": false } setting disables the integration while keeping the saved key on disk. ### Does Composio have a free plan? The Hobby plan includes 100,000 tool calls per month. Composio-managed OAuth apps have a lower included allowance. See [Composio pricing](/pricing) for the current limits that apply to your connection. ## Complete Code None listed. ## Conclusion ### Use Flutterwave from Atomic Agent With your account connected, ask Atomic Agent to work with Flutterwave in natural language. You can connect more apps through the same Composio integration as you need them. Visit the [Atomic Agent website](https://atomicagent.io/?cta_placement=atomic-agent-site) or inspect the [Atomic Agent source code](https://github.com/AtomicBot-ai/atomic-agent?cta_placement=atomic-agent-repo). ## How to build Flutterwave MCP Agent with another framework - [OpenAI Agents SDK](https://composio.dev/toolkits/flutterwave/framework/open-ai-agents-sdk) - [Claude Agent SDK](https://composio.dev/toolkits/flutterwave/framework/claude-agents-sdk) - [Claude Code](https://composio.dev/toolkits/flutterwave/framework/claude-code) - [Claude Cowork](https://composio.dev/toolkits/flutterwave/framework/claude-cowork) - [Codex](https://composio.dev/toolkits/flutterwave/framework/codex) - [OpenClaw](https://composio.dev/toolkits/flutterwave/framework/openclaw) - [Hermes](https://composio.dev/toolkits/flutterwave/framework/hermes-agent) - [Google ADK](https://composio.dev/toolkits/flutterwave/framework/google-adk) - [LangChain](https://composio.dev/toolkits/flutterwave/framework/langchain) - [Vercel AI SDK](https://composio.dev/toolkits/flutterwave/framework/ai-sdk) - [Mastra AI](https://composio.dev/toolkits/flutterwave/framework/mastra-ai) - [LlamaIndex](https://composio.dev/toolkits/flutterwave/framework/llama-index) - [CrewAI](https://composio.dev/toolkits/flutterwave/framework/crew-ai) - [Pydantic AI](https://composio.dev/toolkits/flutterwave/framework/pydantic-ai) - [AutoGen](https://composio.dev/toolkits/flutterwave/framework/autogen) ## Related Toolkits - [Stripe](https://composio.dev/toolkits/stripe) - Stripe is a global online payments platform offering APIs for managing payments, customers, and subscriptions. Trusted by businesses for secure, efficient, and scalable payment processing worldwide. - [44API](https://composio.dev/toolkits/44api) - 44API is an API service for validating VAT and tax identifiers and returning company details. Use it to verify business tax data and manage account IP whitelists quickly. - [Airwallex](https://composio.dev/toolkits/airwallex) - Airwallex is a global financial platform providing business accounts, payments, payouts, FX, and cards. Built to simplify cross-border payments and streamline financial operations for businesses. - [Aiwyn Tax MCP](https://composio.dev/toolkits/aiwyn_tax_mcp) - Aiwyn Tax MCP is a tax estimation service powered by Aiwyn's federal and state tax engine. It helps teams estimate tax outcomes without building tax calculation logic from scratch. - [Alpaca](https://composio.dev/toolkits/alpaca) - Alpaca is a stock and crypto trading platform for commission-free trading, real-time market data, and algorithmic strategies. Use it to build brokerage apps, trading bots, and portfolio workflows with market connectivity. - [Alpha vantage](https://composio.dev/toolkits/alpha_vantage) - Alpha Vantage is a financial data platform offering real-time and historical stock market APIs. Get instant, reliable access to equities, forex, and technical analysis data for smarter trading decisions. - [Altoviz](https://composio.dev/toolkits/altoviz) - Altoviz is a cloud-based billing and invoicing platform for businesses. It streamlines online payments, expense tracking, and customizable invoice management. - [Benzinga](https://composio.dev/toolkits/benzinga) - Benzinga provides real-time financial news and data APIs for market coverage. It helps you track breaking news and actionable market insights instantly. - [Bigdata.com MCP](https://composio.dev/toolkits/bigdata_com_mcp) - Bigdata.com MCP provides grounded access to financial news, transcripts, filings, and entity intelligence. Ideal for building research workflows and generating timely market insights. - [Billsby](https://composio.dev/toolkits/billsby) - Billsby is a subscription billing platform for managing customers, subscriptions, invoices, products, plans, usage counters, add-ons, and allowances. It helps SaaS and subscription teams automate billing operations without building complex billing logic from scratch. - [Brex](https://composio.dev/toolkits/brex) - Brex provides corporate credit cards and spend management tailored for startups and tech businesses. It helps optimize company cash flow, streamline accounting, and accelerate business growth. - [Cashfree Payments MCP](https://composio.dev/toolkits/cashfree_payments_mcp) - Cashfree Payments MCP is a merchant payments platform that handles collection, payouts, subscriptions, settlements, refunds, and identity verification. Simplifies merchant money lifecycle management with unified, API-driven workflows. - [Chaser](https://composio.dev/toolkits/chaser) - Chaser is accounts receivable automation software that sends invoice reminders and helps businesses get paid faster. It streamlines the collections process to save time and improve cash flow. - [Clarity AI MCP](https://composio.dev/toolkits/clarity_ai_mcp) - Clarity AI MCP is an MCP toolkit for simulating SFDR 2.0 fund classifications from a fund name, ISIN, or CUSIP. Use it to tap Clarity AI disclosure data and modeling without building custom sustainability-data workflows. - [Clientary](https://composio.dev/toolkits/clientary) - Clientary is a platform for managing clients, invoices, projects, proposals, and more. It streamlines client work and saves you serious admin time. - [Coinbase](https://composio.dev/toolkits/coinbase) - Coinbase is a platform for buying, selling, and storing cryptocurrency. It makes exchanging and managing crypto simple and secure for everyone. - [Coinbase Wallet MCP](https://composio.dev/toolkits/coinbase_wallet_mcp) - Coinbase Wallet MCP is Coinbase's wallet service for interacting with onchain accounts. Use it to give agents secure, structured access to inspect wallets and request onchain actions. - [Coinranking](https://composio.dev/toolkits/coinranking) - Coinranking is a comprehensive cryptocurrency market data platform offering access to real-time coin prices, market caps, and historical data. Get accurate, up-to-date stats for thousands of digital assets in one place. - [Coupa](https://composio.dev/toolkits/coupa) - Coupa is a business spend management platform for procurement, invoicing, and expenses. It helps organizations streamline purchasing, control costs, and gain complete visibility over financial operations. - [CurrencyScoop](https://composio.dev/toolkits/currencyscoop) - CurrencyScoop is a developer-friendly API for real-time and historical currency exchange rates. Easily access fiat and crypto data for smart, up-to-date financial applications. ## Frequently Asked Questions ### What are the differences in Tool Router MCP and Flutterwave MCP? With a standalone Flutterwave MCP server, the agents and LLMs can only access a fixed set of Flutterwave tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from Flutterwave and many other apps based on the task at hand, all through a single MCP endpoint. ### Can I use Tool Router MCP with Atomic Agent? Yes, you can. Atomic Agent fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right Flutterwave tools. ### Can I manage the permissions and scopes for Flutterwave while using Tool Router? Yes, absolutely. You can configure which Flutterwave scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do. ### How safe is my data with Composio Tool Router? All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your Flutterwave data and credentials are handled as safely as possible. --- [See all toolkits](https://composio.dev/toolkits) · [Composio docs](https://docs.composio.dev/llms.txt)