# Flutterwave

```json
{
  "name": "Flutterwave",
  "slug": "flutterwave",
  "url": "https://composio.dev/toolkits/flutterwave",
  "markdown_url": "https://composio.dev/toolkits/flutterwave.md",
  "logo_url": "https://flutterwave.com/favicon.ico",
  "categories": [
    "finance & accounting"
  ],
  "is_composio_managed": false,
  "updated_at": "2026-05-06T08:12:08.010Z"
}
```

![Flutterwave logo](https://flutterwave.com/favicon.ico)

## Description

Securely connect your AI agents and chatbots (Claude, ChatGPT, Cursor, etc) with Flutterwave MCP or direct API to process payments, monitor transactions, issue refunds, and manage customers through natural language.

## Summary

Flutterwave is a global payments platform enabling businesses to accept and send payments across Africa and beyond. Its robust APIs simplify cross-border transactions and financial operations.

## Categories

- finance & accounting

## Toolkit Details

- Tools: 24

## Images

- Logo: https://flutterwave.com/favicon.ico

## Authentication

- **Api Key**
  - Type: `api_key`
  - Description: Api Key authentication for Flutterwave.
  - Setup:
    - Configure Api Key credentials for Flutterwave.
    - Use the credentials when creating an auth config in Composio.

## Suggested Prompts

- Create a payment link for a new order
- Generate virtual account numbers for customers
- Fetch details of a specific subaccount
- Disable an existing payment link after use

## Supported Tools

| Tool slug | Name | Description |
|---|---|---|
| `FLUTTERWAVE_CREATE_BENEFICIARY` | Create Beneficiary | Tool to create a new transfer beneficiary. use when you need to add a beneficiary before making a transfer. |
| `FLUTTERWAVE_CREATE_BULK_VIRTUAL_ACCOUNT_NUMBERS` | Create Bulk Virtual Account Numbers | Tool to create multiple virtual account numbers. use when you need to generate multiple static virtual accounts for customers in a single request. |
| `FLUTTERWAVE_CREATE_PAYMENT_LINK` | Create Payment Link | Tool to create a hosted payment link. use when you need a shareable payment url for one-time transactions. |
| `FLUTTERWAVE_CREATE_PAYMENT_PLAN` | Create Payment Plan | Tool to create a new payment plan. use after confirming plan and customer details. |
| `FLUTTERWAVE_CREATE_SUBACCOUNT` | Create Subaccount | Tool to create a new subaccount. use when you need to configure split disbursement accounts. |
| `FLUTTERWAVE_CREATE_VIRTUAL_ACCOUNT` | Create Virtual Account | Tool to create a new virtual account number. use after confirming customer details when assigning a unique account for bank transfers. |
| `FLUTTERWAVE_DELETE_BENEFICIARY` | Delete Beneficiary | Tool to delete a beneficiary by id. use when you need to remove a saved transfer beneficiary by its unique id after confirming the id. |
| `FLUTTERWAVE_DISABLE_PAYMENT_LINK` | Disable Payment Link | Tool to disable a flutterwave payment link. use when you need to prevent further payments from an existing link after confirming the link is valid. |
| `FLUTTERWAVE_FETCH_BENEFICIARY` | Fetch Beneficiary | Tool to retrieve details of a specific beneficiary by id. use after obtaining a beneficiary id to fetch its full details from flutterwave. |
| `FLUTTERWAVE_FETCH_SUBACCOUNT` | Fetch Subaccount | Tool to retrieve details of a specific subaccount by id. use when you need full subaccount info after creating or updating splits. |
| `FLUTTERWAVE_GENERATE_TRANSACTION_REFERENCE` | Generate Transaction Reference | Tool to generate a unique transaction reference. use when initiating a new flutterwave transaction requires a unique reference to prevent duplication. |
| `FLUTTERWAVE_GET_ALL_SUBSCRIPTIONS` | Get All Subscriptions | Tool to retrieve all subscriptions, including cancelled ones. use when you need a comprehensive list of subscription records for auditing or reporting. |
| `FLUTTERWAVE_GET_ALL_TRANSACTIONS` | Retrieve all transactions | Tool to retrieve a list of all transactions with optional filters. use when you need to paginate or filter transaction history after confirming valid api credentials. |
| `FLUTTERWAVE_GET_ALL_WALLET_BALANCES` | Get All Wallet Balances | Tool to retrieve all wallet balances across currencies. use when reconciling balances after authentication. |
| `FLUTTERWAVE_GET_BALANCES_PER_CURRENCY` | Get Balances per Currency | Tool to retrieve wallet balance for a specific currency. use after transactions to confirm available and ledger balances in a given currency. |
| `FLUTTERWAVE_GET_BILL_CATEGORIES` | Get Bill Categories | Tool to retrieve available bill categories. use after authenticating to flutterwave to display bill payment options to users. |
| `FLUTTERWAVE_GET_MULTIPLE_REFUND_TRANSACTIONS` | Get Multiple Refund Transactions | Tool to retrieve multiple refund transactions with optional filters. use when you need to fetch paginated refund data after confirming valid api credentials. |
| `FLUTTERWAVE_GET_PAYMENT_PLANS` | Get Payment Plans | Tool to retrieve a list of all payment plans. use when you need to fetch and present your account’s configured billing plans. |
| `FLUTTERWAVE_GET_TRANSACTION` | Get Transaction | Tool to retrieve details of a specific transaction by id. use after obtaining the transaction id to fetch its details from flutterwave. |
| `FLUTTERWAVE_GET_TRANSACTION_FEE` | Get Transaction Fee | Tool to retrieve the fee for a specific transaction. use when you need to calculate the total charge including fees before initiating the transaction. |
| `FLUTTERWAVE_GET_TRANSFER_FEE` | Get Transfer Fee | Tool to retrieve the fee for initiating a transfer. use when you need to estimate transfer costs before creating a transfer. example: "calculate the fee for transferring ngn 5000 to an account." |
| `FLUTTERWAVE_INITIATE_MOBILE_MONEY_TANZANIA` | Initiate Mobile Money Tanzania | Tool to initiate a mobile money payment in tanzania. use after collecting customer details to charge via tanzanian mobile money networks. |
| `FLUTTERWAVE_LIST_ALL_BENEFICIARIES` | List All Beneficiaries | Tool to list all saved beneficiaries. use when you need to retrieve all transfer beneficiaries associated with your account. |
| `FLUTTERWAVE_VIEW_TRANSACTION_TIMELINE` | View Transaction Timeline | Tool to retrieve the event timeline for a transaction. use after obtaining the transaction id to audit or track the sequence of events. |

## Supported Triggers

None listed.

## Installation and MCP Setup

### Path 1: SDK Installation

#### Path 1, Step 1: Install Composio

Install the Composio SDK
```python
pip install composio_openai
```

```typescript
npm install @composio/openai
```

#### Path 1, Step 2: Initialize Composio and Create Tool Router Session

Import and initialize Composio client, then create a Tool Router session
```python
from openai import OpenAI
from composio import Composio
from composio_openai import OpenAIResponsesProvider

composio = Composio(provider=OpenAIResponsesProvider())
openai = OpenAI()
session = composio.create(user_id='your-user-id')
```

```typescript
import OpenAI from 'openai';
import { Composio } from '@composio/core';
import { OpenAIResponsesProvider } from '@composio/openai';

const composio = new Composio({
  provider: new OpenAIResponsesProvider(),
});
const openai = new OpenAI({});
const session = await composio.create('your-user-id');
```

#### Path 1, Step 3: Execute Flutterwave Tools via Tool Router with Your Agent

Get tools from Tool Router session and execute Flutterwave actions with your Agent
```python
tools = session.tools
response = openai.responses.create(
  model='gpt-4.1',
  tools=tools,
  input=[{
    'role': 'user',
    'content': 'Create a payment link for a $100 invoice'
  }]
)
result = composio.provider.handle_tool_calls(
  response=response,
  user_id='your-user-id'
)
print(result)
```

```typescript
const tools = session.tools;
const response = await openai.responses.create({
  model: 'gpt-4.1',
  tools: tools,
  input: [{
    role: 'user',
    content: 'Create a payment link for a $100 invoice'
  }],
});
const result = await composio.provider.handleToolCalls(
  'your-user-id',
  response.output
);
console.log(result);
```

### Path 2: MCP Server Setup

#### Path 2, Step 1: Install Composio

Install the Composio SDK and Claude Agent SDK
```python
pip install composio claude-agent-sdk
```

```typescript
npm install @composio/core ai @ai-sdk/openai @ai-sdk/mcp
```

#### Path 2, Step 2: Create Tool Router Session

Initialize the Composio client and create a Tool Router session
```python
from composio import Composio
from claude_agent_sdk import ClaudeSDKClient, ClaudeAgentOptions

composio = Composio(api_key='your-composio-api-key')
session = composio.create(user_id='your-user-id')
url = session.mcp.url
```

```typescript
import { Composio } from '@composio/core';

const composio = new Composio({ apiKey: 'your-api-key' });

console.log("Creating Tool Router session...");
const { mcp } = await composio.create('your-user-id');
console.log(`Tool Router session created: ${mcp.url}`);
```

#### Path 2, Step 3: Connect to AI Agent

Use the MCP server with your AI agent
```python
import asyncio

options = ClaudeAgentOptions(
    permission_mode='bypassPermissions',
    mcp_servers={
        'tool_router': {
            'type': 'http',
            'url': url,
            'headers': {
                'x-api-key': 'your-composio-api-key'
            }
        }
    },
    system_prompt='You are a helpful assistant with access to Flutterwave tools.',
    max_turns=10
)

async def main():
    async with ClaudeSDKClient(options=options) as client:
        await client.query('Create a payment link for NGN 5,000 for customer order #12345')
        async for message in client.receive_response():
            if hasattr(message, 'content'):
                for block in message.content:
                    if hasattr(block, 'text'):
                        print(block.text)

asyncio.run(main())
```

```typescript
import { openai } from '@ai-sdk/openai';
import { experimental_createMCPClient as createMCPClient } from '@ai-sdk/mcp';
import { generateText, stepCountIs } from 'ai';

const client = await createMCPClient({
  transport: {
    type: 'http',
    url: mcp.url,
    headers: { 'x-api-key': 'your-composio-api-key' }
  }
});

const tools = await client.tools();

const { text } = await generateText({
  model: openai('gpt-4o'),
  tools,
  messages: [{ role: 'user', content: 'Create a payment link for NGN 5,000 for customer order #12345' }],
  stopWhen: stepCountIs( 5 )
});

console.log(`Agent: ${text}`);
```

## Why Use Composio?

### 1. AI Native Flutterwave Integration

- Supports both Flutterwave MCP and direct API based integrations
- Structured, LLM-friendly schemas for reliable tool execution
- Rich coverage for reading, writing, and querying your Flutterwave data

### 2. Managed Auth

- Built-in API key management and secure credential storage
- Central place to manage, scope, and revoke Flutterwave access
- Per user and per environment credentials instead of hard-coded keys

### 3. Agent Optimized Design

- Tools are tuned using real error and success rates to improve reliability over time
- Comprehensive execution logs so you always know what ran, when, and on whose behalf

### 4. Enterprise Grade Security

- Fine-grained RBAC so you control which agents and users can access Flutterwave
- Scoped, least privilege access to Flutterwave resources
- Full audit trail of agent actions to support review and compliance

## Use Flutterwave with any AI Agent Framework

Choose a framework you want to connect Flutterwave with:

- [OpenAI Agents SDK](https://composio.dev/toolkits/flutterwave/framework/open-ai-agents-sdk)
- [Claude Agent SDK](https://composio.dev/toolkits/flutterwave/framework/claude-agents-sdk)
- [Claude Code](https://composio.dev/toolkits/flutterwave/framework/claude-code)
- [Claude Cowork](https://composio.dev/toolkits/flutterwave/framework/claude-cowork)
- [Codex](https://composio.dev/toolkits/flutterwave/framework/codex)
- [OpenClaw](https://composio.dev/toolkits/flutterwave/framework/openclaw)
- [Hermes](https://composio.dev/toolkits/flutterwave/framework/hermes-agent)
- [Google ADK](https://composio.dev/toolkits/flutterwave/framework/google-adk)
- [LangChain](https://composio.dev/toolkits/flutterwave/framework/langchain)
- [Vercel AI SDK](https://composio.dev/toolkits/flutterwave/framework/ai-sdk)
- [Mastra AI](https://composio.dev/toolkits/flutterwave/framework/mastra-ai)
- [LlamaIndex](https://composio.dev/toolkits/flutterwave/framework/llama-index)
- [CrewAI](https://composio.dev/toolkits/flutterwave/framework/crew-ai)
- [Pydantic AI](https://composio.dev/toolkits/flutterwave/framework/pydantic-ai)
- [AutoGen](https://composio.dev/toolkits/flutterwave/framework/autogen)

## Related Toolkits

- [Stripe](https://composio.dev/toolkits/stripe) - Stripe is a global online payments platform offering APIs for managing payments, customers, and subscriptions. Trusted by businesses for secure, efficient, and scalable payment processing worldwide.
- [Alpha vantage](https://composio.dev/toolkits/alpha_vantage) - Alpha Vantage is a financial data platform offering real-time and historical stock market APIs. Get instant, reliable access to equities, forex, and technical analysis data for smarter trading decisions.
- [Altoviz](https://composio.dev/toolkits/altoviz) - Altoviz is a cloud-based billing and invoicing platform for businesses. It streamlines online payments, expense tracking, and customizable invoice management.
- [Benzinga](https://composio.dev/toolkits/benzinga) - Benzinga provides real-time financial news and data APIs for market coverage. It helps you track breaking news and actionable market insights instantly.
- [Brex](https://composio.dev/toolkits/brex) - Brex provides corporate credit cards and spend management tailored for startups and tech businesses. It helps optimize company cash flow, streamline accounting, and accelerate business growth.
- [Chaser](https://composio.dev/toolkits/chaser) - Chaser is accounts receivable automation software that sends invoice reminders and helps businesses get paid faster. It streamlines the collections process to save time and improve cash flow.
- [Clientary](https://composio.dev/toolkits/clientary) - Clientary is a platform for managing clients, invoices, projects, proposals, and more. It streamlines client work and saves you serious admin time.
- [Coinbase](https://composio.dev/toolkits/coinbase) - Coinbase is a platform for buying, selling, and storing cryptocurrency. It makes exchanging and managing crypto simple and secure for everyone.
- [Coinranking](https://composio.dev/toolkits/coinranking) - Coinranking is a comprehensive cryptocurrency market data platform offering access to real-time coin prices, market caps, and historical data. Get accurate, up-to-date stats for thousands of digital assets in one place.
- [Coupa](https://composio.dev/toolkits/coupa) - Coupa is a business spend management platform for procurement, invoicing, and expenses. It helps organizations streamline purchasing, control costs, and gain complete visibility over financial operations.
- [CurrencyScoop](https://composio.dev/toolkits/currencyscoop) - CurrencyScoop is a developer-friendly API for real-time and historical currency exchange rates. Easily access fiat and crypto data for smart, up-to-date financial applications.
- [Daffy](https://composio.dev/toolkits/daffy) - Daffy is a modern charitable giving platform with a donor-advised fund. Easily set aside funds, grow them tax-free, and donate to over 1.7 million U.S. charities.
- [Eagle doc](https://composio.dev/toolkits/eagle_doc) - Eagle doc is an AI-powered OCR API for invoices and receipts. It delivers fast, reliable, and accurate document data extraction for seamless automation.
- [Elorus](https://composio.dev/toolkits/elorus) - Elorus is an online invoicing and time-tracking software for freelancers and small businesses. Easily manage finances, bill clients, and track work in one place.
- [Eodhd apis](https://composio.dev/toolkits/eodhd_apis) - Eodhd apis delivers comprehensive financial data, including live and historical stock prices, via robust APIs. Easily access reliable, up-to-date market insights to power your apps, dashboards, and analytics.
- [Fidel api](https://composio.dev/toolkits/fidel_api) - Fidel api is a secure platform for linking payment cards to web and mobile apps. It enables real-time card transaction monitoring and event-based automation for businesses.
- [Finage](https://composio.dev/toolkits/finage) - Finage is a secure API platform delivering real-time and historical financial data for stocks, forex, crypto, indices, and commodities. It empowers developers and businesses to access, analyze, and act on market data instantly.
- [Finmei](https://composio.dev/toolkits/finmei) - Finmei is an invoicing tool that simplifies billing, invoice management, and expense tracking. Ideal for automating and organizing your business finances in one place.
- [Fixer](https://composio.dev/toolkits/fixer) - Fixer is a currency data API offering real-time and historical exchange rates for 170 currencies. Instantly access accurate, up-to-date forex data for your applications and workflows.
- [Fixer io](https://composio.dev/toolkits/fixer_io) - Fixer.io is a lightweight API for real-time and historical foreign exchange rates. It makes global currency conversion fast, accurate, and hassle-free.

## Frequently Asked Questions

### Do I need my own developer credentials to use Flutterwave with Composio?

Yes, Flutterwave requires you to configure your own API key credentials. Once set up, Composio handles secure credential storage and API request handling for you.

### Can I use multiple toolkits together?

Yes! Composio's Tool Router enables agents to use multiple toolkits. [Learn more](https://docs.composio.dev/tool-router/overview).

### Is Composio secure?

Composio is SOC 2 and ISO 27001 compliant with all data encrypted in transit and at rest. [Learn more](https://trust.composio.dev).

### What if the API changes?

Composio maintains and updates all toolkit integrations automatically, so your agents always work with the latest API versions.

---
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